[Hiring] Licensed Insurance Agent @The Herd Lending

Role Description

There are few careers where you can genuinely help someone and build a great income at the same time. Insurance is one of them! At Brightway Insurance - The Herd Agency, we are looking for licensed and experienced insurance agents who want to create a better future for others and for themselves. You will help people protect their homes, vehicles, businesses, families, and financial security while building a book of business that can produce income for years to come.

This is a 100% commission-based sales position. Your income is driven by your effort and production, with no commission ceiling. These positions can sit in our Middleburg HQ office or remote from anywhere in Florida.

Why You’ll Love This Opportunity

• You will not be limited to offering clients one company or one solution.
• Through Brightway’s network of more than 80 insurance carriers, you can compare options and help each client find coverage suited to their needs.
• You will focus on building relationships and writing new business.
• Brightway’s internal service team handles ongoing policy servicing and back-end support.
• You will be building something of your own; every policy you write can become part of a growing book of business.
• Eligible policies may generate recurring renewal commissions year after year.

What You’ll Do

• Talk with individuals, families, and business owners about what matters most to them.
• Help clients understand their risks and make confident coverage decisions.
• Quote and bind homeowners, auto, flood, liability, and other available insurance products.
• Compare options across Brightway’s extensive carrier network.
• Build trusted, long-term relationships with clients.
• Develop referral partnerships and pursue new sales opportunities.
• Grow a personal book of business and recurring renewal income.
• Meet a minimum monthly production requirement after your ramp-up period.

Your Income Potential

Commissions are calculated as a percentage of the commission paid to the agency by the insurance carrier. Based on current agency averages of a $2,025 policy premium and a 12% carrier commission rate, estimated commissions are:

• New business: 65% of carrier commission—or approximately $158 per average policy written.
• Rewritten policies: 15% of carrier commission—or approximately $36 per average policy rewritten.
• Renewals: 10% of carrier commission—or approximately $24 per average policy renewed.

Illustrative First-Year Earnings based on the agency averages above:

• 4 policies per week: approximately $32,800 per year.
• 8 policies per week: approximately $65,700 per year.
• 12 policies per week: approximately $98,600 per year.

Grow Into a Leadership Opportunity

• Agents who build their personal book to $1,000,000 in gross written premium may become eligible to recruit another licensed agent and earn agency-paid overrides on that agent’s production.
• Eligible overrides include:
• New business: 5% of carrier commission.
• Rewritten policies: 2.5% of carrier commission.
• Renewals: 2.5% of carrier commission.
• These overrides are paid by the agency in addition to the recruited agent’s full commission.
• If a recruited agent leaves the agency, their book may transfer to the recruiting agent.

Who We’re Looking For

• Hold an active Florida 20-44 or 2-20 insurance license.
• Genuinely enjoy helping people.
• Want to build an excellent income through your own effort.
• Are warm, professional, and confident when speaking with clients.
• Listen carefully and explain complicated information in a simple way.
• Are motivated by goals and comfortable being accountable for results.
• Follow up consistently and do what you say you will do.
• Want to build a long-term career rather than simply collect a paycheck.
• Thrive when given independence, flexibility, and ownership.
• You must provide your own computer equipment that meets Brightway’s technology requirements.
• Previous experience working as a Licensed Insurance Agent selling personal lines and commercial lines highly preferred.