[Hiring] CRA Officer @Civista Bank

Role Description

Make an impact where banking and community come together. Civista Bank is seeking an experienced CRA Officer to lead our Community Reinvestment Act strategy and help strengthen the communities we serve. This role is an opportunity to combine your knowledge of CRA regulations with relationship building, community development, and strategic thinking to identify meaningful opportunities that support individuals, businesses, and neighborhoods throughout Civista’s footprint. If you are passionate about community banking and want your work to make a visible difference, we invite you to join the Civista team.

The CRA Officer is responsible for the administration, oversight, and execution of the Bank's Community Reinvestment Act (CRA) program. This position ensures compliance with all applicable CRA regulations, develops and implements community reinvestment strategies, fosters relationships with community organizations and stakeholders, and promotes initiatives that support the credit and financial services needs of low- and moderate-income (LMI) individuals and communities.

The CRA Officer serves as the Bank's subject matter expert on CRA compliance and community development activities and works collaboratively across business lines to support regulatory objectives, strategic initiatives, and community impact goals. The position is responsible for monitoring CRA performance, preparing regulatory reports and examinations, identifying opportunities to enhance CRA activities, and promoting a culture of community engagement throughout the organization.

Qualifications

• Bachelor’s degree in business administration, finance, accounting, economics, community development, or a related field preferred.
• An equivalent combination of education, specialized training, and relevant banking or financial services experience will be considered.
• Professional compliance or CRA-related certifications, such as the ABA Certified Regulatory Compliance Manager (CRCM) designation, are preferred but not required.

Requirements

• Five or more years of progressively responsible experience in Community Reinvestment Act (CRA), regulatory compliance, community development, lending, or a related area within the financial services industry preferred.
• Experience supporting or managing a financial institution’s CRA program, including monitoring CRA performance and preparing for regulatory examinations.
• Experience working collaboratively with lending, compliance, risk management, and other business areas to support CRA objectives.
• Experience developing and maintaining relationships with community organizations and other external partners preferred.
• Experience analyzing lending, demographic, market, and other CRA-related data to identify trends, opportunities, and areas of potential risk.

Benefits

• Strong working knowledge of the Community Reinvestment Act (CRA) and related banking regulations and regulatory expectations.
• Understanding of CRA examination standards, performance evaluation, documentation, and examination preparedness.
• Knowledge of community development activities, including lending, investments, services, and opportunities to address community needs.
• Strong analytical skills with the ability to interpret lending, demographic, market, and performance data and translate findings into actionable recommendations.
• Ability to develop, monitor, and communicate CRA strategies, goals, and performance measures.
• Strong interpersonal and relationship-building skills with the ability to work effectively with senior leadership, business-line leaders, employees, regulators, and community organizations.
• Excellent written and verbal communication skills, including the ability to communicate complex regulatory requirements in a clear and practical manner.
• Strong organizational and project-management skills with the ability to manage multiple priorities and deadlines.
• Proficiency with Microsoft Office applications, particularly Excel, Word, and PowerPoint, and the ability to learn and utilize CRA and compliance-related systems.

Company Description

This Position Description is not a complete statement of all duties and responsibilities comprising this position. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this position at any time.