[Hiring] Senior Manager, Credit Risk @Airwallex

Role Description

As Senior Manager, Credit Risk, you’ll lead Airwallex’s global second-line oversight of credit, FX, and counterparty risk. You’ll set the guardrails that support responsible growth across merchant acquiring, charge cards, FX, treasury, settlement, and banking-partner activities.

• Lead Airwallex’s global second-line oversight of credit, FX, and counterparty risk.
• Own the global risk framework, risk appetite, limits, governance, and portfolio oversight across products and legal entities.
• Provide independent challenge to first-line decisions and trusted advice to senior leaders.
• Oversee credit exposures and challenge underwriting strategies, customer and merchant risk policies, credit assessments, limit-setting methodologies, exception processes, and mitigation strategies.
• Establish and monitor second-line controls for FX and counterparty exposures.
• Lead proactive monitoring of portfolio trends and early-warning indicators.
• Support risk committee decisions and material approvals.
• Represent Credit Risk in regulatory examinations, audits, and banking-partner reviews.

This role is based in Dallas, Texas and is fully remote.

Qualifications

• 10–15 years of progressively senior experience across credit risk, counterparty risk, FX risk, treasury risk, or related financial risk disciplines within banking, payments, fintech, or another highly regulated financial services environment.
• Deep experience designing, implementing, and governing second-line credit risk frameworks in a complex, multi-jurisdictional organization.
• Strong understanding of credit risk identification, measurement, underwriting, limit management, monitoring, mitigation, provisioning, loss recognition, and capital implications.
• Demonstrated experience managing risk across multiple product lines.
• Practical experience overseeing FX and counterparty risk.
• Proven ability to challenge first-line decisions and communicate clear risk positions to senior executives.

Requirements

• Advanced degree such as an MBA or Master's in Finance, Economics, Risk Management, or a related field.
• Professional certification such as FRM, PRM, CFA, or an equivalent qualification.
• Experience with automated decisioning engines, credit scoring models, portfolio analytics, or alternative data used in underwriting and monitoring.
• Familiarity with IFRS 9, expected credit loss methodologies, stress testing, or other relevant prudential and accounting frameworks.
• Strong data literacy and familiarity with SQL, Python, or similar tools used to analyze portfolio, exposure, and loss trends.
• Experience working in a regulated payments fintech, digital bank, or financial institution with multiple licenses and banking partnerships.
• Comfort operating in a high-growth environment with evolving priorities.

Benefits

• You own the outcome and you don't wait for permission to fix what's broken.
• You're comfortable making decisions with incomplete information and moving quickly anyway.
• You've operated in a compliance-heavy environment and know how to move fast without cutting the corners that matter.
• You connect dots across functions and hold the big picture without losing grip on the details.
• You communicate clearly and directly across cultures, and you're thoughtful about how context shifts meaning across borders.