[Hiring] High Value Home Risk Consultant @Berkley

Role Description

As a High Value Home Risk Consultant , you'll serve as a trusted advisor to affluent homeowners, helping them protect their homes, families, and valuable assets from preventable loss. Through on-site and virtual risk assessments, the consultant identifies vulnerabilities and exposures, educates clients on emerging and common risks, and develops practical, customized loss prevention strategies.

• Conduct comprehensive risk assessments for high-value homes to identify exposures that could lead to property damage, personal liability, or threats to client safety and security.
• Evaluate risks associated with water damage, fire, electrical systems, severe weather, natural catastrophes, homes under construction, personal security, and other exposures common to affluent homeowners.
• Deliver tailored loss prevention recommendations designed to reduce the likelihood and severity of loss while improving the resilience of the home and lifestyle.
• Act as a trusted advisor by educating clients on risks, explaining mitigation options, and supporting informed decision-making.
• Encourage and influence adoption of loss prevention measures through effective consultation, clear communication, and ongoing engagement with clients and brokers.
• Maintain knowledge of emerging loss trends, technologies, and best practices to provide relevant and actionable risk management guidance.
• Collaborate with brokers, clients, contractors, and service providers to facilitate the implementation of recommended risk mitigation solutions.
• Validate and document property characteristics, construction features, protective systems, and occupancy information to support sound underwriting decisions.
• Develop, validate, and maintain accurate replacement cost estimates to help ensure adequate insurance-to-value.
• Identify, evaluate, and escalate material underwriting concerns, changes in risk profile, or coverage adequacy issues discovered during the assessment process.
• Prepare clear and concise risk assessment reports that communicate exposures, recommendations, and underwriting considerations.
• Other duties as assigned.

Qualifications

• Bachelor's degree or equivalent.
• 3+ years of experience in risk management, loss control, underwriting, claims, construction, appraising, or a related property risk discipline.
• Strong ability to identify property loss exposures and provide effective loss prevention and risk mitigation recommendations.
• Knowledge of residential construction, building systems, property valuation, and replacement cost methodologies.
• Experience working with affluent clients and a solid understanding of personal insurance products and risk management principles.
• Proficiency with e2Value or similar valuation platforms.
• Exceptional communication, consulting, and relationship-management skills.
• Customer-focused with the ability to influence action, build trust, and advocate for client needs.
• Highly organized, accountable, and collaborative, with strong judgment and problem-solving skills.

Requirements

• Curious, adaptable, and committed to continuous improvement and innovation.
• Ability to travel throughout the assigned territory, including occasional overnight travel and flexible scheduling.

Benefits

• Competitive compensation.
• Paid time off.
• Comprehensive wellness benefits and programs.
• Employer funded health savings account.
• Profit sharing.
• 401k.
• Paid parental leave.
• Employee stock purchase plan.
• Tuition assistance and professional continuing education.