Role Description
You thrive on building relationships and helping businesses find financing solutions that support growth and success. Business development, portfolio management, and commercial lending expertise allow you to connect client needs with practical financial strategies. Your ability to balance risk management, relationship building, and production goals helps create long-term value for both members and the organization.
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Manage, grow and execute business development activities and maintain pipeline statistics surrounding these activities.
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Individually generate annual commercial real estate loan production as agreed by management.
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Develop, implement, and maintain effective production strategies that enhance Golden 1 Business Services market position to help the credit union achieve budgeted business services production goals.
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Mentor and lead business loan officers and support team in the loan processes and member service best practices.
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Ensure effective delivery of exceptional member service, loan quality, and loan retention by building relationships with California businesses that exceed the alternatives in the marketplace.
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Develop and execute strategies to attract new clients, including cold calling, attending industry events, and leveraging existing relationships.
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Collaboratively support business lending operations to ensure the organization identifies and minimizes all types and levels of risk, through adherence to applicable policies, guidelines, and procedures.
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Support credit/underwriting and portfolio needs through requesting additional information to assist in closing loans or maintaining loan portfolio. Helpfully interacts with loan production staff and portfolio management personnel.
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Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including BSA, AML, TILA, HMDA, GLBA, Fair Lending, and others that are appropriate to the position.
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Identify, investigate, and resolve member/branch/online concerns related to business services production.
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Implement risk mitigation strategies, such as regular portfolio reviews and maintaining updated credit files.
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Performs other duties as assigned.
Qualifications
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Bachelorβs Degree in Finance, Business Administration or related field required.
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Masterβs Degree or MBA preferred.
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8+ years commercial banking and commercial loan origination experience required.
Benefits
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Market-competitive and internally equitable total rewards compensation package.
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Comprehensive compensation package.
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Well-being and work-life balance.
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Career development and growth.
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Rewards and recognition.
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Commitment to Diversity, Equity and Inclusion.