[Hiring] Bond Consultant @Excellent Staffing

Role Description

IGrow Home Loans is seeking Bond Consultants or Bond Aggregators based in South Africa. Join our dynamic team where your expertise in property finance and home loans will be rewarded.

• Consult with Real Estate Agents, Attorneys, and clients daily for obtaining financial information to conduct affordability assessments and process bond applications.
• Manage your sales pipeline independently and effectively.
• Thoroughly complete application forms, capture and submit applications to the relevant financial institutions through the DealMaker system.
• Conduct daily follow-ups with banks on submitted applications.
• Provide regular feedback and updates to clients throughout the process.
• Motivate declined applications and conduct rate appeals with banks to ensure the best possible outcome for clients.
• Maintain a high conversion ratio and ensure that granted applications are converted into “done deals”.
• Assist clients throughout the home loan process, from application through to approval and registration.
• Build and maintain strong professional relationships with banks, financial institutions, attorneys, and real estate professionals.
• Leverage your existing client book and industry network to secure new opportunities and grow your bond origination portfolio.
• Provide expert advice on property finance solutions tailored to individual client needs.
• Negotiate favourable terms and facilitate seamless loan approvals for clients.
• Stay up to date with property finance trends, lending regulations, and banking requirements.

Qualifications

• Matric/Grade 12 (non-negotiable).
• Proven experience in bond origination, property finance or home loans as a Bond Consultant, Mortgage Advisor, Home Loan Consultant, Property Loan Specialist or Bond Aggregator.
• Existing client base and/or strong relationships with Real Estate Agents.
• Proven track record of monthly grant figures averaging R5 million – R7 million or more.
• Ability to provide evidence of approved grants and consistent performance.
• Strong knowledge of home loan products, the property market and banking processes.
• Ability to work independently and effectively manage your own sales pipeline.
• Self-motivated, results-driven and committed to maintaining consistent performance.
• Excellent communication and relationship-building skills.

Requirements

• Proven experience in bond origination, property finance or home loans.
• Strong knowledge of home loan products and banking processes.
• Ability to work independently.
• Excellent communication skills.

Benefits

• Remuneration structure will be discussed with shortlisted candidates based on current production levels and operational support requirements.