Role Description
Responsible for handling mortgage accounts to ensure all title resolution, contested, senior lien monitoring, and non-monetary default activities follow all state and federal laws. Perform a variety of default loan servicing tasks within timelines and workflow processes on files. Processes are managed in accordance with established work rules, goals & objectives to improve timeline and attorney performance.
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Manage the high-risk portfolio associated with the position to ensure compliance with regulatory guidelines.
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Oversight of counselβs legal proceedings in the jurisdiction to ensure appropriate action is taken and all milestones are met.
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Service mortgage accounts to ensure a variety of foreclosure, bankruptcy, and escalated activities are processed in compliance with all state and federal laws while maintaining compliance with Investor, Insurer, Agency, and company guidelines.
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Act as representative to the company in witness capacity for mediations, settlement, non-jury trials, jury trials, and depositions.
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Conduct complete reviews of files to ensure all default time frames have been met.
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Manage default proceedings on assigned cases by interacting and instructing various parties such as mortgagors, attorneys, investors, insurers, trustees, appraisers, and any other party involved with the default process.
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Monitor attorney performance by reviewing all proceedings, records, and time frames in addition to working all system/database activities throughout the default process.
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Audit accounts for expense compliance and ensure proper application to system of record.
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Perform required research on any loan with questionable items such as the application of payments, proper notification, and any other situation that may arise.
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Manage exception reporting used as key controls for minimizing risk.
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Track trends and recommend process improvements.
Qualifications
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High School diploma or equivalent; Paralegal Degree or Certificate preferred.
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College preferred.
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3+ years of directly related experience such as Mortgage Litigation, Mortgage Servicing, Mortgage Title Resolution, legal and/or financial.
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Good verbal and written communication skills.
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Extreme attention to detail and ability to adhere to strict guidelines and procedures.
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GSE and Government experience preferred.
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MSP and LoanSphere experience preferred.
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Proficient in Microsoft Word, Excel, and PowerPoint.
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Working knowledge of computer software programs to include Windows, Microsoft Word and Excel, Internet, and Microsoft Outlook experience preferred.
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Strong interpersonal skills.
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Self-motivated; self-starter.
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Ability to manage multiple tasks and respond quickly to emergent problems.
Requirements
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Ability to work under pressure and meet deadlines while maintaining a positive attitude and providing exemplary internal and external customer service.
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Ability to work independently and carry out assignments to completion within parameters of instructions given, prescribed routines, and standard accepted practices.
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Ability to effectively coach, motivate, and lead team members.
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Strong written and verbal communication skills.
Benefits
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Comprehensive benefits package including medical, dental, vision, 401k, PTO/paid sick leave.
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Employee stock purchase plan.