[Hiring] Insurance Counsel - Forms Drafting @Kin Insurance

Role Description

You're a lawyer who drafts. Own personal auto or property forms for new state launches, from statute to filing-ready package. JD and 5+ years of forms drafting required.

Qualifications

• A Juris Doctor (JD) degree
• 5+ years of policy form drafting experience, or a combination of policy form drafting and coverage interpretation, such as claims litigation or coverage counsel experience
• Experience drafting personal lines policy forms for multiple states
• Experience reading state insurance statutes and regulations directly and converting requirements into policy language
• Experience drafting responses to regulator objections on form filings
• Experience advising business stakeholders on coverage interpretation and policy wording
• Track record of drafting complete forms packages independently, from initial research to filing-ready

Requirements

• Research state statutes and regulations directly and translate them into compliant, clear policy wording.
• Draft responses to Department of Insurance objections on forms and advocate for Kin's position on form wording with regulators.
• Provide legal advice on coverage interpretation and form wording to internal partners.
• Draft complete new state and product forms packages for your line of business.
• Perform first-pass legal review of forms drafted within the Forms team.
• Build and maintain the countrywide base forms and reusable state kit for your line.
• Establish drafting standards and reusable language.
• Design and deliver internal training on Kin's policy forms.
• Serve as the backup drafter for the other line of business.
• Identify legal risks in proposed product designs or coverage changes.
• Review AI-assisted drafts and research for legal accuracy and regulatory compliance.
• Maintain and update the forms packages in your assigned line of business.

Benefits

• Competitive salary and company equity through Restricted Stock Units (RSUs).
• 401(k) with company match up to 4% of eligible earnings.
• Multiple medical plan options, plus dental and vision coverage.
• Company-funded HSA contributions.
• Company-paid life insurance and short-term disability.
• A variety of supplemental benefit options.
• Access to mental health support and confidential counseling resources.
• Flexible PTO for exempt employees.
• Paid parental leave, including up to 14 weeks at 100% pay for birthing parents.
• Career mobility and internal growth opportunities.
• Professional development budgets for certifications, conferences, and learning.