Role Description
The Director, Payments Compliance & Regulatory Affairs is responsible for building, maintaining, and continuously improving Brim's regulatory compliance program across its payments, card issuing, and fund safeguarding activities. This is a hands-on individual contributor role that directly contributes to day-to-day business priorities while helping shape and drive the overall strategy.
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Maintain and continuously improve Brim's regulatory compliance framework, including policies related to the safeguarding of end-user funds under the RPAA and RPAR.
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Monitor and interpret changes to applicable regulations (RPAA, AML/CTF, provincial consumer protection, card network rules) and translate them into updated internal policy and procedure.
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Support Brim's RPAA Senior Officer with required Bank of Canada filings, annual reports, and incident notifications.
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Review and advise on cardholder agreements, disclosures, and fee structures for compliance with Canadian consumer protection and disclosure requirements.
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Manage relationships with regulators, card networks, and Payments Canada.
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Partner with Legal, Risk, and outside counsel on regulatory inquiries, card network compliance matters, and new product launches.
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Support due diligence requests from clients, investors, and banking partners regarding Brim's compliance posture.
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Maintain the compliance training program and ensure company-wide awareness of key regulatory obligations.
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Monitor the effectiveness of Brim's AML/CTF program, including transaction monitoring and regulatory reporting obligations.
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Manage the annual network compliance attestations, network registrations, BIN and licence obligations, and the network compliance calendar.
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Maintain records of regulatory obligations, regulatory changes, and incidences in Canada and the U.S.
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Run a compliance monitoring and testing plan, with key risk indicators and reporting to compliance committees and the Board.
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Sign off new products and changes from a compliance standpoint.
Qualifications
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6+ years of experience in financial services, fintech, or payments compliance and regulatory affairs.
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Working experience with Canadian payments regulation (RPAA/RPAR) and AML/CTF requirements under the PCMLTFA.
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Comfortable reading and interpreting legislation, card network rules, and legal agreements.
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Clear communicator who can explain complex regulatory requirements to non-compliance colleagues.
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Bias toward building durable, well-documented processes.
Requirements
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Bachelor's degree in business, law, finance, or a related field (or equivalent practical experience).
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6+ years in compliance and regulatory affairs or risk within financial services, fintech, or payments.
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Working experience with the Retail Payment Activities Act (RPAA) and Retail Payment Activities Regulations (RPAR).
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Strong analytical and written communication skills.
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Ability to manage multiple regulatory workstreams and deadlines independently.
Benefits
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Competitive compensation and equity.
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Remote-first workplace (Eastern Time).
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Comprehensive health plan and PTO.
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A team that treats AI as a force multiplier, not a threat.
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Real ownership - you'll shape the processes and standards that drive how we deliver customer value.