Role Description
Visio Lending is looking for a business-minded attorney to join its in-house legal team as Associate General Counsel. This is a senior, high-impact leadership role, supporting legal strategy across:
-
Regulatory compliance
-
Commercial contracts
-
Capital markets
-
Default servicing
-
Litigation management
-
Corporate governance
Reporting to the Chief Administrative Officer and General Counsel, the Associate General Counsel will serve as a trusted advisor to the executive team, partner closely with business leaders across:
-
Sales
-
Operations
-
Finance
-
Information Technology
-
Vendor Management
-
Human Resources
The ideal candidate is an experienced lawyer with strong business judgment, who is energized by variety, eager to build, and has a real growth mindset.
Qualifications
-
Juris Doctor (J.D.) degree from an accredited law school
-
Active license to practice law in at least one U.S. jurisdiction, in good standing
-
8+ years of relevant legal experience in the financial services industry, including as an in-house counsel
-
Excellent interpersonal and communication skills, with a proven ability to build relationships and trust across an organization
-
Proven negotiation skills, business acumen and the ability to balance legal risk with commercial priorities
-
Ability to maintain discretion with confidential and sensitive information
-
Ability to review and maintain documentation with strong attention to detail
Requirements
-
Advise and counsel the business on federal and state laws and regulations impacting mortgage lending, financial services and employment, including:
-
ECOA
-
FCRA
-
FHA
-
BSA
-
HMDA
-
SCRA
-
Consumer protection
-
Anti-money laundering
-
Data privacy
-
Proactively monitor legislative and regulatory developments to anticipate business impact
-
Draft, review, and negotiate commercial agreements, including:
-
Vendor contracts
-
Master service agreements
-
Non-disclosure agreements
-
Advise internal stakeholders on contract terms, transactional risk and legal and business implications
-
Support underwriting guideline updates and advise on legal escalations and other matters subject to enhanced underwriting
-
Provide legal support for the Company's technology initiatives, including:
-
Implementation and use of new vendor systems
-
AI/ML and other proprietary technology solutions
-
Direct the Company's default servicing, litigation, foreclosure, and bankruptcy strategy, including oversight of:
-
Foreclosure and bankruptcy files to ensure timely, accurate resolution
-
Trend reporting
-
Manage third party servicer and outside counsel to ensure loan files are managed and resolved in accordance with applicable guidelines
-
Oversee matters related to the preservation, listing, and disposition of REO (real estate owned) properties
-
Coordinate the foreclosure-to-REO handoff process
-
Collaborate with the Capital Markets team on:
-
Securitization transactions
-
Whole loan sales
-
Warehouse agreements
-
Corporate debt financings
-
Support board governance matters, including:
-
Reviewing meeting agendas and materials
-
Drafting and reviewing board and committee meeting minutes/resolutions
-
Overseeing entity management
-
Partner with executive leadership and the board to strengthen governance, controls, and operational compliance across the organization
Benefits
-
Salary Range: Commiserate with experience
Authorized Remote Locations
-
AL
-
AR
-
AZ
-
FL
-
GA
-
IL
-
IN
-
KS
-
KY
-
LA
-
NC
-
SC
-
TX
-
UT