[Hiring] Senior Manager, AML/BSA Officer @Mission Lane

Role Description

We’re looking for a Senior Manager, AML/BSA Officer to own Mission Lane’s AML/BSA Program end to end as our designated AML/BSA Officer, reporting to the Chief Risk Officer.

The impact you’ll make:

• End-to-end execution of Mission Lane’s AML/BSA Program as our designated AML/BSA Officer.
• Suspicious activity investigations, escalations, and SAR filings.
• Independent, second-line judgment on AML/BSA risk, including direct escalation of material issues to senior management and the Risk Committee of the Board.
• AML/BSA risk assessments, and remediation tracked through to closure.
• Regular and ad hoc reporting to senior management and the Board on program effectiveness and SAR activity.
• The primary relationship with examiners and auditors on AML/BSA matters.
• Second-line oversight support for OFAC, fraud, and related financial crimes programs, in partnership with Customer Operations, Risk, and Legal.

Qualifications

• 5+ years of AML/BSA experience, including 3+ years administering AML/BSA programs and interacting directly with regulators.
• Active CAMS certification.
• Strong knowledge of AML/BSA laws and regulations and financial services regulatory compliance frameworks, including second-line oversight and effective challenge expectations.
• Proven ability to independently manage investigations and SAR filings.
• Experience managing and developing a team of compliance or risk professionals.
• Strong written and verbal communication skills, including experience delivering executive-level reporting and presentations.
• Ability to manage multiple priorities in a fast-paced, highly regulated environment.
• Able to work remote, with required travel as needed, approximately ~6+ times per year.

Requirements

• Experience standing up or maturing an AML/BSA program at a de novo bank or newly chartered institution.
• Experience in a credit card or consumer lending environment.
• Familiarity with data visualization tools (e.g., Tableau) for regulatory and Board reporting.
• Experience supporting OFAC or broader financial crimes programs in addition to AML/BSA.

Company Description

Founded in December 2018, Mission Lane is a purpose-driven fintech company based in the U.S., with headquarters in Richmond, Virginia.

It all started with a realization: nearly fifty percent of the adult population in the U.S. doesn’t have access to a clear line of credit. Most traditional credit card companies either overlook or overcharge this group because they have less-than-perfect credit scores or no scores at all. We decided this just wouldn’t do.

In partnership with our sponsor banks, we offer credit cards under the Mission Lane brand name, with better, clearer terms, and a more refined customer experience than the alternatives available to people working hard to improve their credit.

To date, over four million consumers have chosen Mission Lane, earning high customer ratings on Credit Karma for its market segment and industry leading Net Promoter scores.

Mission Lane has cumulatively raised over $600 million of equity from leading investors, including Invus Opportunities, QED Investors, LL Funds, funds affiliated with Oaktree Capital Management, and other leading investors.

Our commitment to a workplace built on respect and dignity is guided by our core value of Unity. We believe that everyone plays a vital role in our shared purpose, and we actively cultivate an environment where all individuals have the opportunity to do their best work. By fostering a culture of empathy and collaboration, we create a strong sense of belonging and support for every team member.

Mission Lane is an equal opportunity employer. We do not discriminate on the basis of race, color, religion, sex (including pregnancy, sexual orientation, or gender identity), national origin, age, disability, genetic information, or any other protected status.

Mission Lane provides reasonable accommodations to applicants who need them for medical or religious reasons, as required by law. Applicants can initiate an accommodation request by contacting [email protected] .

Mission Lane is not sponsoring new applicant employment authorization and please, no third-party recruiters.

Our cardholders trust us with their financial well-being, and this trust starts with the integrity of the people on our team. We're looking for team members who share our dedication to transparency and truth. Please verify that the information in your application is accurate and complete.

Providing any information to Mission Lane that is not completely truthful at any point during the application or hiring process may result in removal from the hiring process, disqualification from future opportunities, withdrawal of an offer or other sanctions for candidates and, in addition for employees, disciplinary action, up to and including termination of employment.