[Hiring] Senior Director - Portfolio Risk & Underwriting Strategy @Protective

Role Description

The work we do has an impact on millions of lives, and you can be a part of it. We help protect our customers against life’s uncertainties. Regardless of where you work within the company, you’ll be helping provide protection and peace of mind when our customers need it most.

Help shape the profitability and risk strategy of a growing, multi-product Asset Protection portfolio. Protective is seeking a senior insurance leader who can connect underwriting judgment with actuarial analysis, pricing, forecasting, and portfolio performance management. This high-visibility role will influence decisions across vehicle protection plans, GAP coverage, limited warranties, and ancillary products serving automotive, marine, powersports, and recreational vehicle markets.

You will lead underwriting strategy and governance, turn complex portfolio data into clear actions, and advise executive leaders on growth, profitability, and risk. This opportunity is well suited to a P&C actuarial or underwriting leader who enjoys moving beyond analysis to shape products, risk appetite, operating practices, and business outcomes. You will also build organizational capability by developing talent and strengthening the tools and processes used to manage the portfolio.

Qualifications

• Deep knowledge of underwriting, portfolio management, risk selection, and insurance profitability drivers.
• Strong actuarial and quantitative orientation, including pricing, forecasting, trend analysis, scenario modeling, and performance measurement.
• Ability to connect technical findings to underwriting actions, product strategy, financial outcomes, and risk appetite.
• Understanding of loss cost, frequency, severity, exposure, mix, concentration, and rate adequacy concepts relevant to P&C or specialty insurance portfolios.
• Executive-level communication skills, including the ability to explain complex analyses to technical and nontechnical audiences.
• Strategic judgment and the ability to balance growth, customer, profitability, compliance, and risk considerations.
• Cross-functional leadership and influence across Actuarial, Product, Finance, Sales, Operations, and Technology.
• People leadership, coaching, talent development, and organizational change capability.
• Comfort navigating incomplete information, challenging assumptions, and making sound decisions in rapidly evolving markets.

Requirements

• Bachelor's degree in Actuarial Science, Mathematics, Statistics, Economics, Finance, Risk Management, Business, or a related field.
• 7+ years of progressive experience in underwriting, actuarial, portfolio management, product management, risk management, or a related insurance discipline.
• 4+ years of relevant leadership experience, including direct people management.
• Experience managing portfolio performance and profitability across multiple products, programs, markets, or distribution channels.
• Experience using analytics, performance metrics, and financial insights to support strategic decisions and portfolio actions.
• Demonstrated success partnering across functions to shape business strategy and execute complex initiatives.
• Ability to present recommendations and influence decisions at the senior-leadership level.

Preferred Qualifications

• 8+ years of progressive experience in actuarial, underwriting, portfolio management, product, or insurance risk leadership.
• ACAS, FCAS, or meaningful progress toward a Casualty Actuarial Society designation; CPCU, ARM, or another relevant insurance credential also valued.
• Experience in automotive finance and insurance (F&I), extended service contracts, vehicle protection products, warranty administration, specialty insurance, or adjacent P&C markets.
• Experience with pricing strategy, reserving, predictive analytics, loss trend analysis, or actuarial model implementation.
• Experience leading underwriting transformation, governance, data modernization, or technology-enabled decisioning.
• Advanced degree such as an MBA, MS, or related discipline.

Benefits

• Comprehensive health, dental and vision insurance.
• Support for emotional wellbeing through mental health benefits and an employee assistance program.
• Variety of paid time away benefits (e.g., paid time off, paid parental leave, short-term disability, and a cultural observance day).
• Contributions to healthcare accounts, a pension plan, and a 401(k) plan with Company matching.
• Encouragement to engage in ProHealth Rewards, Protective’s platform to improve wellbeing while earning cash rewards.

Company Description

Protective Asset Protection has been providing finance and insurance (F&I) solutions for the automotive industry for more than 60 years. We proudly serve thousands of dealerships and financial institutions in the automotive, marine, powersports and recreation vehicle industries throughout the U.S. providing innovative vehicle protection products, wealth-building programs, training, and technology.

Our portfolio of vehicle protection plans, GAP coverage, limited warranties, and ancillary products provide opportunities to generate revenue with products that help drive customer retention and satisfaction. Protective Asset Protection is part of the financial services holding company, Protective Life Corporation.