[Hiring] Senior Consultant, Risk Analytics @Nationwide

Role Description

As a team member in Finance at Nationwide, a Fortune 100 company with nearly $70 billion in annual sales, the opportunities are endless! Let Nationwide help create your career journey! At Nationwide®, “on your side” goes beyond just words. Our customers are at the center of everything we do and we’re looking for associates who are passionate about delivering extraordinary care.

Nationwide is seeking a Senior Consultant, Risk Analytics to join the Capital Forecasting team within Enterprise Risk Management. This is a new opportunity to help update the framework that will guide how our Property & Casualty businesses set, monitor, and improve target returns and target combined ratios.

You will connect sophisticated P&C actuarial and financial-risk analysis to enterprise business decisions. Working across Finance, P&C Actuarial, Risk Management, Capital Modeling, and business leaders, you will turn complex data into clear targets, actionable recommendations, and a consistent capital monitoring and reporting framework.

Key Responsibilities

• Serve as the subject-matter expert for P&C target returns, target combined ratios and capital analytics.
• Help enhance and strengthen the P&C capital monitoring and reporting framework to better support capital deployment decisions.
• Partner with business units to determine appropriate targets at a granular cell-planning unit level and evaluate performance against those targets.
• Lead the annual review of target assumptions and recommend changes as business conditions and performance evolve.
• Apply financial-risk and P&C analytics, including underwriting performance, loss-ratio history, pricing and reserving insights, and more.
• Work with modeling partners to understand model outputs and translate them into practical business recommendations.
• Present technical findings and strategic recommendations to both technical and non-technical audiences, including senior Finance, Actuarial, Risk, and business leaders.
• Build alignment across stakeholders, socialize a new framework, and guide it from design through implementation and ongoing operation.

Qualifications

• Seven or more years of experience in P&C actuarial, insurance analytics, financial-risk modeling, capital management, underwriting performance, or a related field.
• Strong understanding of P&C financial risk and profitability; relevant experience may include pricing, reserving, target returns, combined ratios, capital modeling, or corporate actuarial work.
• The ability to understand sophisticated quantitative analysis and communicate the “why” behind targets and recommendations.
• Demonstrated success influencing partners across Finance, Actuarial, Risk Management, modeling, and business functions.
• Strong judgment, executive communication, presentation, and storytelling skills.
• Comfort creating structure and delivering results when the starting process is incomplete or needs to be rebuilt.
• An ACAS, FCAS, or progress toward an actuarial or comparable quantitative designation is preferred, but not required for the right candidate.
• Experience with stochastic modeling, Monte Carlo simulation, predictive analytics, machine learning, enterprise risk, M&A, or related capital and portfolio analytics is also valued.

Requirements

• Undergraduate studies in finance, accounting, economics, statistics, mathematics or related subject area required.
• Graduate-level studies in a related field with advanced degree highly desirable.
• Progress toward FCAS, FSA, CQF, CFA or similar preferred.
• Typically, seven or more years of related work experience in financial risk modeling or actuarial functions.

Benefits

• Medical/dental/vision.
• Life insurance, short and long term disability coverage.
• Paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date.
• Nine paid holidays.
• 8 hours of Lifetime paid time off.
• 8 hours of Unity Day paid time off.
• 401(k) with company match.
• Company-paid pension plan.
• Business casual attire.