Role Description
We are actively hiring for a Director, Commercial Portfolio Accounts - Product and Underwriting! This role provides leadership and strategic direction for the team responsible for the underwriting, pricing, quoting, implementation, and ongoing lifecycle management of Mobilitas Commercial Portfolio Accounts.
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Designs and deploys the underwriting philosophy, appetite, guidelines, tools, and processes for profitable growth.
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Maintains accountability for the profitability and composition of the Portfolio Accounts book in partnership with Actuarial and Finance.
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Drives product and underwriting engagement that supports client management and business development.
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Cultivates broker relationships that generate consistent, in-appetite submission flow.
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Measures success across financial performance, underwriting quality, operational throughput, team capability, and broker and client experience.
Qualifications
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10 years of related work experience with 7 years of progressively more responsible assignments within the insurance industry.
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Proven ability to lead others directly or indirectly, as demonstrated through 5+ years of leading teams, enterprise-wide programs, or large cross-functional programs.
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Bachelor of Arts or Bachelor of Science, or equivalent combination of education and experience.
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Expert at underwriting for many commercial lines products; thorough mastery of commercial lines forms, coverage, product rules, rating algorithms, risk-sharing models, and pricing models.
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Demonstrated ability to manage a book of business to a profitability target, including rate, mix, concentration, and retention actions with at least 2 years managing a book of business to a stated profitability target (highly preferred).
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Familiarity with primary and excess insurance, surplus lines, large and matching deductibles, collateral and credit risk, third party claims administrators, MGAs and MGUs, fronting programs, and ceded and assumed reinsurance.
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Proven ability to build repeatable underwriting processes and measure throughput, quality, and consistency.
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Skilled coach and mentor; able to attract, develop, and retain high-performing underwriting talent.
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Broker and distribution relationship building skills, with the ability to convert relationships into measurable submission flow.
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Deep knowledge of the P&C industry, competitors, insurance product pricing, and financial drivers of profitability; comprehensive understanding of legislative and Department of Insurance regulations.
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Analytical fluency with portfolio reporting and data tools, including the judgment to interrogate model outputs for bias, explainability, and fairness risk.
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Consultative leadership style; strong organizational, problem-solving, negotiation, and influencing skills.
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Strategic thinker and hands-on contributor; well-developed oral and written communication skills.
Requirements
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Master of Business Administration.
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CPCU or similar certification.
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Successful tenure in a similar leadership role with verifiable results.
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Ability to create a collaborative, inclusive and psychologically safe environment.
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Actively shapes company culture through words and actions.
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Models Core Beliefs and champions cultural norms.
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Delivers strategy through an enterprise lens.
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Demonstrates a company ownership mindset.
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Travels as needed for role, including enterprise meetings and industry events.
Benefits
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Total compensation package, annual bonus eligibility for most roles.
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401(k) with a company match.
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Flexible Workplace: Remote-first culture with Home-Flex roles.
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Inclusion and Belonging: Fostering an environment where people feel valued and heard.
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Sustainability: Taking bold action to build resilient communities and reduce environmental impact.