[Hiring] Business Development Officer @RNB State Bank

Role Description

The Business Development Officer is a key role in Front Range State Bank’s efforts to expand business development efforts along Colorado’s Front Range. The primary focus of this role will be to establish referral sources for consumer real estate loans, which include:

• Mortgages
• Home equity lending
• Construction lending
• Bridge loans
• Land loans

The BDO role will also be expected to support the bank’s efforts to increase deposit volume along the Front Range.

Essential Duties and Responsibilities:

• Provides clear, polite and professional communication in-person, via phone, chat, and email to internal and external customers.
• Conducts business development efforts within the Front Range, sourcing both loans and deposits for the bank.
• Sources both in-house loans as well as secondary market mortgage loans.
• Develops and maintains relationships with real estate agents, builders, financial planners, divorce attorneys, business owners, and other professionals.
• Establishes loan production goals and detailed plans to achieve those goals.
• Discusses loan options with borrowers to determine the best fit.
• Navigates the bank’s various technology platforms.
• Ensures adherence to all Federal & State regulations.
• Coordinates among all parties in the mortgage lending process.
• Operates within a team environment and effectively communicates with customers, lenders, processors, closers, and underwriters.
• Maintains a high level of customer satisfaction.

SUPERVISORY DUTIES AND RESPONSIBILITIES:

• No supervisory duties applicable.

Nonessential Duties and Responsibilities:

• Performs all other duties as assigned.

Qualifications

• Expertise in some area of consumer real estate lending is preferred.
• Minimum 3 years of experience in an MLO, Bank Officer, Business Development Officer, or similar role is strongly preferred.
• A bachelor's degree in a financial services-related field is preferred but not required.

Requirements

• Consistently demonstrate a positive, welcoming, friendly, polite, patient, and professional attitude.
• Ability to actively listen, ask effective questions, build rapport and trust, explain information clearly, and take ownership of customer needs.
• Ability to understand complicated situations and communicate them succinctly.
• Must be fluent (reading/writing/speaking) in English; Spanish is preferred but not required.
• Ability to work with mathematical concepts such as fractions, ratios, percentages, basis points, and proportions.
• Ability to define problems, collect data, establish facts, and draw valid conclusions.
• Must be willing to express and support management’s ideas to affected staff.
• Ability to adapt to new technological systems such as an LOS, PPE, and POS.
• Knowledge of Word and Excel is preferred but not required.
• Existing NMLS registration/licensing preferred.

Benefits

• 401(k) Matching
• Medical, Dental and Vision Insurance
• Health Savings Account with company contribution
• Employer paid Life Insurance
• AD&D Insurance
• Paid Vacation, Sick and Holiday time
• Flexible Spending Account
• Professional Development Resources/Tuition Reimbursement
• Employee Assistance Program

Salary Range

$38,400 - $350,000 depending upon experience

RNB/Front Range State Bank is an Equal Opportunity Employer.