[Hiring] Senior Claims Examiner I @Berkshire Hathaway Homestate Insurance

Role Description

Investigate, evaluate, provide defense if appropriate, negotiate and resolve assigned property damage and bodily injury claims reported under affiliated Companies' insurance contracts, in accordance with those contracts and applicable law, within documented authority.

This position will be for the Claim Department based in Omaha, NE or eligible for remote work. This position is not eligible for employer visa sponsorship.

In accordance with state pay transparency laws and regulations, the following good-faith salary range estimate is being provided. The salary range for this job is $85,000 - $95,000 annually based on the primary posting location of Omaha, Nebraska. Final compensation will be based on candidate qualifications, geographic location and other considerations permitted by law.

What will you do?

• CLAIM INVESTIGATION: Investigate assigned claims reported under insurance contracts, including identification of information and documents needed to evaluate claims, assignment and direction of independent adjusters, and review of public and other records and documents. Contact Insureds, Claimants and others regarding necessary information and documents, claim processes, and resolution alternatives. Comply with claims handling laws and regulations.
• COVERAGE ANALYSIS: Identify, evaluate and analyze respective rights and obligations under insurance contracts applicable to assigned claims. Coordinate with Legal Department on coverage, claims handling compliance, and other legal issues.
• LOSS ASSESSMENT: Analyze, evaluate, and estimate liability of Insureds and loss of Claimants/Insureds for assigned claims. Identify and report potential fraud to Special Investigation Unit.
• CLAIM RESERVING AND SETTLEMENT: Establish and modify appropriate case reserve reflecting available information regarding assigned claims. Review and approve or disapprove invoices from independent adjusters and others for allocated loss adjustment expenses.
• COMMUNICATION AND DOCUMENTATION: Prepare and maintain accurate and timely record of communications with Insureds, Claimants, and other third-parties; maintain appropriate Claim File including all required electronic and other records.
• LICENSING: Obtain and maintain all required licenses and certifications; maintain current knowledge of insurance and claim management principles and practices.

Qualifications

• Bachelor's Degree in related field or equivalent work experience required.
• Three or more years related work experience.

Preferred Knowledge

• Interpretation and application of insurance contracts
• Insurance claim procedures, loss evaluation methods and claim resolution alternatives
• Insurance related courses such as AIC, CPCU

Required Skills and Abilities

• Investigation
• Evaluation and analysis
• Negotiation
• Case management
• Time management and prioritization
• Excellent oral and written communication
• Organize time and resources and handle multiple high priorities
• Research and evaluate alternatives, reach decisions, and make recommendations
• Maintain strict confidentiality
• Meet deadlines
• Work with detail with accuracy
• Work well with others

Benefits

• Eligible employees receive up to 11 days of vacation time
• 65 days (85 day maximum in a two-year period) of sick pay
• Up to 20 days of paid parental time
• Seven paid holidays and two floating holidays
• Retirement and savings plan with immediate enrollment with 100% employer match up to 5%
• Medical, Dental and Vision for regular, full-time employees and eligible dependents
• A dedicated Learning & Development program for employees
• 100% upfront Educational Reimbursement program
• Subsidized downtown parking
• Competitive time off policies including parental leave
• An Employee Assistance program