[Hiring] Senior Manager, Insurance Product, Employer Subsidized and New Growth Platforms @Oscar Health

Role Description

The Senior Manager, Insurance Product, Employer Subsidized and New Growth Platforms, leads the development and advancement of insurance lifestyle product concepts. These concepts include lifestyle-based offerings and employer-subsidized or hybrid market solutions, and health solutions.

You will operate as a hands-on innovation leader, responsible for:

• Translating corporate strategy into scalable product concepts
• Leading pilot development
• Driving execution from brainstorming through launch
• Shaping the product roadmap
• Expanding into new market opportunities
• Guiding matrixed reporting junior team members

You will report into the Vice President, Insurance Product Innovation and Development.

Work Location: This is a remote / work-from-home role. You must reside in one of the following states: Arizona, California, Colorado, Florida, Georgia, Illinois, Massachusetts, Michigan, Nevada, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Texas, or Virginia. Note, this list of states is subject to change. #LI-Remote

Pay Transparency: The base pay for this role in the states of California, Connecticut, New Jersey, New York, and Washington is: $149,040- $195,615 per year. The base pay for this role in all other locations is: $134,136- $176,054 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program, and annual performance bonuses.

Responsibilities

• Product Innovation & Concept Development
  • Lead development of new insurance product concepts and health solutions (e.g., industry-targeted solutions, employer-subsidized offerings, ICHRA products)
  • Translate enterprise and product strategy into early-stage designs, value propositions, and business cases
  • Identify opportunities based on member needs, health disparities, employer demand, and market trends
  • Promote concept refinement toward scalable, market-ready solutions
  • Incorporate employer-subsidized and hybrid market opportunities into the innovation pipeline and strategic roadmap
• Lifestyle & Employer-Subsidized Solutions
  • Analyze development of employer-subsidized insurance solutions, including ICHRA aligned and hybrid ACA/employer models
  • Identify opportunities to expand into employer-adjacent markets through partnerships with employers, brokers, and third-party platforms
  • Design flexible product constructs that allow employer contributions while maintaining QHP compliance and scalability
  • Evaluate go-to-market strategies for employer targeted offerings, including partnership with ICHRA growth office to support distribution, positioning, and value proposition development
• Market & Opportunity Analysis
  • Interpret market, competitive, and member analysis to inform innovation priorities
  • Support opportunity sizing and business case inputs for new concepts
  • Define clear right to win and difference strategies at market and segment levels
  • Analyze employer market dynamics, broker influence, and distribution channel shifts to inform product design and expansion strategies
• Team Coordination
  • Partner with product design, clinical, network, actuarial, corporate strategy, and growth teams
  • Coordinate inputs and timelines to move concepts from brainstorming to pilot and launch
  • Partner with Sales, Broker Strategy, Market Leadership and Growth teams to agree on employer-facing solution design and market specific growth strategies
  • Support documentation and partner agreement efforts
• Pilot Execution & Learning
  • Support execution of pilots and early-stage programs
  • Track performance, gather insights, and summarize insights
  • Recommend whether to refine, pivot, or discontinue important product concepts
  • Lead different teams to develop requirements and support implementation
  • Compliance with all applicable laws and regulations
  • Other responsibilities as assigned

Qualifications

• Bachelor's Degree
• 6+ years of experience in healthcare, health insurance, product management (ACA or Small Group), or corporate strategy
• Experience supporting product development, consumer journey mapping, improvement plans, or pilot programs
• Willingness to travel up to 25% of the time

Bonus Points

• Experience with health insurance product development, population health, or member engagement solutions
• Familiarity with multicultural or underserved population strategies
• Exposure to condition-based or clinically oriented product models
• Experience in early-stage product development or experimentation

Benefits

• Medical, dental, and vision benefits
• 11 paid holidays
• Paid sick time
• Paid parental leave
• 401(k) plan participation
• Life and disability insurance
• Paid wellness time and reimbursements