[Hiring] Principal Product Manager @Upstart

Role Description

As a Principal Product Manager, Capital Platform, you will be a senior, hands-on individual contributor owning strategy and execution for one of Upstart’s most complex and high-impact capital platform problem spaces. This role is well suited for a Staff+ IC who thrives in ambiguity, enjoys building enterprise-grade platforms from first principles, and wants to shape how lenders and investors integrate with Upstart at scale. You will lead multi-quarter initiatives that cut across product, engineering, finance, and compliance, and deliver durable, extensible systems that serve both current and future capital partners.

How you’ll make an impact

• Own the strategy, roadmap, and execution for a major Capital Platform problem space with material business impact.
• Lead multi-quarter, cross-team initiatives that require deep systems thinking and operate under significant ambiguity.
• Design scalable, configurable platform capabilities that serve a diverse set of capital partners without fragmentation or bespoke delivery.
• Partner deeply with engineering to define product architecture, tradeoffs, sequencing, and long-term evolution of capital platform systems.
• Influence adjacent platform and vertical teams to ensure capital partner needs are consistently met across products.
• Use data, customer insight, and domain knowledge to make high-conviction product decisions and prioritize effectively.
• Deliver durable, enterprise-grade solutions that meet reliability, compliance, and operational requirements.

Qualifications

• 7+ years of product management experience, or equivalent demonstrated scope and impact owning complex, multi-quarter initiatives.
• Demonstrated experience leading initiatives at a Principal / Staff-level individual contributor scope.
• Proven track record designing and shipping platforms or shared systems, not just standalone features.
• Experience working with complex B2B or B2B2C workflows (e.g., onboarding, configuration, payments, compliance, reporting).
• Ability to operate effectively in regulated, high-reliability environments.
• Strong technical fluency and experience partnering closely with engineering on architecture and system design tradeoffs.
• Ability to drive alignment and execution across multiple teams and stakeholders without formal authority.
• Bachelor’s degree or equivalent practical experience in a technical, analytical, or business-related field.

Requirements

• Experience building enterprise-grade platforms or infrastructure products, particularly in financial services, fintech, or regulated domains.
• Experience with zero-to-one product development, including defining problem spaces, validating solutions, and scaling initial implementations.
• Familiarity with capital markets, lending, or financial operations workflows.
• Experience building or evolving data platforms, reporting systems, or analytics products.
• Background working in high-growth or scaling technology companies.
• Prior collaboration with machine learning, data science, or advanced analytics teams.

Benefits

• Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly.
• Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada).
• Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only).
• Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada.
• Health Savings Account contributions from Upstart for eligible plans (US only).
• Income protection benefits, including life insurance and disability coverage for added financial security.
• Paid time off, sick leave, and company holidays, in line with local requirements.
• Paid family and parental leave to support caregiving and major life moments (duration varies by country).
• Family-centered benefits to support fertility, parenthood, and caregiving needs.
• Employee Assistance Program (EAP) offering mental health support and life-centered resources.
• Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only).
• Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you.
• Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from.
• Connection and community through team events, all-company updates, and employee resource groups (ERGs).
• Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our offices in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!).