[Hiring] Treasury & Liquidity Specialist @Yellow Card Financial

Role Description

This is a hands-on treasury role sitting at the centre of how Yellow Card moves money. You will be responsible for making sure liquidity is where it needs to be, in the right currency, across our banks, liquidity providers, and offshore accounts, so that payouts, settlements, and trades are never held up for lack of funds. Day to day, that means moving capital between accounts, executing wires and stablecoin trades, and reacting fast when a payment is blocked because an account has run dry. You will report to the Head of Liquidity & Custody and work alongside the team's Senior Liquidity and Pricing Specialist, who owns rate-setting and forecasting; this role owns execution, getting the money where it needs to be, accurately and on time.

Qualifications

• Hands-on experience in treasury or liquidity operations at a crypto exchange, stablecoin/fintech company, or financial institution.
• Bachelor's in Business Administration, Accounting, Finance, Economics or related discipline; advanced degree (CA(SA), CIMA/CGMA, CFA) preferred.
• Demonstrated experience moving fiat and crypto/stablecoin liquidity across multiple banks, liquidity providers, and markets.
• Direct, hands-on experience initiating wire/ACH/SWIFT payments and executing spot FX or stablecoin conversions.
• Familiarity with crypto custody/settlement platforms and stablecoins (USDC, USDT).
• Strong reconciliation skills and attention to detail.
• Able to work hours that align mainly with the US business day.
• Able to work calmly and quickly under time pressure; a self-starter with high integrity.

Requirements

• Execute offshore and local fund movements between Yellow Card's banks and liquidity providers.
• Monitor account balances daily across banks and liquidity providers.
• Initiate wires, ACH, and SWIFT transfers across banking partners.
• Trade with liquidity providers to convert stablecoin to fiat and vice versa.
• Assist with liquidity movements, planning, and projections.
• Act as the day-to-day point of contact for liquidity providers and banking partners.
• Reconcile liquidity provider and bank statements against internal records.
• Investigate and resolve reconciliation breaks and balance discrepancies.
• Collect and maintain monthly liquidity provider statements.
• Support treasury risk reporting by generating treasury dashboards.
• Process and review customer refunds.
• Support funding approvals for opex and payroll liquidity needs.
• Document processes and cross-train with other members of the Liquidity team.

Benefits

• Impactful and Purposeful Work: Helping to drive financial inclusion across Africa.
• Remote-First Flexibility: Fully remote work environment.
• Global & Diverse Team: Opportunity to work with talented professionals from 25+ countries.
• Learning & Development: Access to resources and support for professional growth.
• Mental Health Support Services: Prioritizing mental well-being.
• Compensation & Benefits: Competitive compensation, health coverage, and stock option participation for full-time employees.