Role Description
The Senior Risk Analyst position plays a critical role in promoting a risk aware culture and supporting America First Credit Unionโs (AFCU) efforts to identify, measure, monitor, and control risk. The Senior Risk Analyst reports to the Manager of Risk Management and works closely with a variety of business units and subject matter experts to assess, communicate, and improve risk management practices throughout the organization including:
-
Credit Risk
-
Interest Rate Risk
-
Liquidity Risk
-
Transaction Risk
-
Compliance Risk
-
Strategic Risk
-
Reputational Risk
By supervising a team of Risk Analysts, the Senior Risk Analyst facilitates:
-
Risk assessments
-
Reporting of key risk indicators (KRIs)
-
Maintaining a risk registry to help strengthen internal controls
-
Providing essential insights into AFCUโs overall risk profile
Responsibilities
-
Help train and mentor risk analysts, co-workers, and stakeholders.
-
Provide guidance and recommendations for opportunities or improvement.
-
Facilitate risk assessments, GAP analyses, business process improvement reviews, and risk reporting.
-
Conduct aggregations and gather KRI data from business units regularly.
-
Perform research and analysis on various risk areas and collaborate with management to optimize risk management tools and techniques.
-
Develop reports and templates to provide senior management with summaries of the risk environment.
-
Partner with management to evaluate progress and improve risk management practices.
-
Stay current on best practices and regulatory guidance related to risk management.
-
Aid in developing policies, procedures, and standards for risk management.
-
Facilitate meetings and presentations to senior management and stakeholders, including periodic presentations to relevant committees.
-
Administer related software, manage third-party relationships, and identify emerging enterprise risk issues.
-
Perform other duties as assigned.
Qualifications
-
Bachelorโs degree (or higher) required in economics, mathematics, statistics, finance, or related field, or 4 years commensurate experience.
-
Advanced degree preferred.
-
4-6 years of job-related experience.
-
NCRM CUERME, or other risk management certifications desired.
-
Working knowledge of applicable regulations, company policies, and industry best practices.
-
Strong analytical/research skills coupled with ability to effectively summarize findings.
-
Excellent written and verbal communication skills.
-
Highly organized and able to communicate effectively, positively, and professionally at all levels of the credit union.
-
Proficient with Microsoft Office software.
-
Ability to work independently as part of a team. Strong work ethic.