[Hiring] Credit Specialist @Forward Financing

Role Description

As a Credit Specialist on the Credit Advisory team within the Underwriting department, you will serve as the central control function for our automated decisioning model. You will be the essential "human in the loop" that ensures credit model accuracy, guarantees data integrity, and enforces risk rules to drive profitable growth.

• Validate Data Integrity: Manually assess the accuracy of owner, business, and cash flow data for customer applications.
• Manage Risk & Fraud Rules: Execute pre-decision fraud controls, actioning automated risk flags and managing the escalation pipeline to the Fraud Operations team.
• Underwriting Stipulations: Recommend appropriate stipulations to be added to deals prior to the final model review.
• Demonstrate Strategic Thinking: Provide ideas and recommendations to improve operational processes and risk assessment criteria.

Qualifications

• Analytical mindset with a focus on data validation and quantitative control.
• Ability to identify patterns and spot potential data integrity issues or fraud indicators.
• Strong collaborative skills to work across departments like Portfolio Strategy and Fraud Operations.
• Self-motivated professional with a track record of exercising good judgment in a fast-paced environment.
• Intermediate English fluency.

Requirements

• Shape the Future: Help drive the success of newly formed teams and position the business for scale by leveraging cutting-edge automation.
• Mission-Driven Company: Forward is a trusted source of fast, flexible funding for small businesses that have often been underserved by traditional financing options.
• Flexibility is a Top Priority: Our employees are empowered to choose where they want to work (whether that’s from home, in the office, or a combination of both) with flexible hours.

Benefits

• Personalized support from dedicated teams.
• A+ rated by the Better Business Bureau.
• Excellent / 4.7 stars rating on Trustpilot.com.