[Hiring] Senior Financial Analyst @Upstart

Role Description

As a Senior Financial Analyst at Upstart, you will drive all aspects of FP&A which includes:

• Forecasting and business planning
• Performance analysis
• Executive reporting

You will build reliable financial models, translate business and financial results into actionable insights, and partner across the organization to support informed decision-making.

How you’ll make an impact:

• Support short- and long-term financial planning, forecasting, and budget management for the Unsecured Lending organization
• Develop executive-ready insights and commentary for recurring forecast and business reviews, month-end close, and annual planning
• Analyze financial and operational performance, identify emerging trends and risks, and conduct root-cause analysis when results differ from expectations
• Provide visibility into key drivers and tradeoffs for operating expenses in partnership with department leads
• Improve financial reporting, systems/tooling, and analytical infrastructure to support accurate and scalable decision-making
• Partner across FP&A, Accounting, and cross-functional stakeholders to ensure accurate forecasting, reporting, and transparency

Qualifications

• Bachelor’s degree in Finance, Economics, Accounting, Statistics or related field, or equivalent practical experience
• 5+ years of relevant FP&A experience
• Advanced proficiency in Excel or Google Sheets, including experience building complex financial models
• Experience analyzing large data sets and translating financial and business drivers into recommendations for decision-making
• Experience developing financial forecasts, budgets, variance analyses, and financial or operational performance reporting
• Proven ability to learn quickly, work independently, manage multiple priorities under tight deadlines, and operate in a fast-paced environment

Requirements

• Knowledge of financial planning and accounting systems such as Adaptive Planning, Netsuite, or similar platforms
• Experience with BI tools such as Looker, Tableau, or Mode
• Familiarity with SQL or a willingness to learn
• Experience in fintech, lending, consumer finance, subscriptions, or technology-enabled marketplaces
• Ability to communicate complex financial information clearly and collaborate effectively with stakeholders across functions and levels

Benefits

• Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
• Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
• Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
• Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada
• Health Savings Account contributions from Upstart for eligible plans (US only)
• Income protection benefits, including life insurance and disability coverage for added financial security
• Paid time off, sick leave, and company holidays, in line with local requirements
• Paid family and parental leave to support caregiving and major life moments (duration varies by country)
• Family-centered benefits to support fertility, parenthood, and caregiving needs
• Employee Assistance Program (EAP) offering mental health support and life-centered resources
• Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only)
• Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
• Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
• Connection and community through team events, all-company updates, and employee resource groups (ERGs)
• Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our offices in the Bay Area, Austin, Columbus, and New York City