[Hiring] Credit Analyst / Parabroker @D2B

Role Description

We are looking for an experienced Credit Analyst / Parabroker who can independently manage the full setup and preparation of mortgage applications from supporting documentation through to lodgement.

The successful candidate will have strong hands-on experience with AFG BrokerEngine, FLEX, ApplyOnline and Quickli, along with a solid understanding of:

• Australian residential lending
• Income calculations
• Servicing
• Lender requirements
• Compliance
• First home buyer schemes

This role requires someone with:

• Excellent attention to detail
• Strong English communication skills
• The ability to work confidently with numbers
• The ability to adapt quickly as processes and procedures evolve

Responsibilities

• Manage end-to-end mortgage application preparation, from organising supporting documents through to lodgement, including BrokerEngine and ApplyOnline, requirements and objectives, product/lender selection, and identifying outstanding client requirements.
• Assess PAYG and self-employed income, including employment type, deductions, HELP repayments, YTD earnings, base/non-base income, overtime, commissions, bonuses, tax returns and NOAs.
• Complete Quickli servicing assessments and accurately calculate LVR, LMI, deposits and overall servicing requirements.
• Review lender policies and servicing options, including alternative self-employed income policies and First Home Buyer schemes and benefits.
• Order property valuations and determine appropriate valuation requirements based on LVR and lender criteria.
• Manage interest rate reviews and lender pricing requests.
• Assess living expenses using bank statement platforms, including Frollo Open Banking.
• Ensure applications meet lender and compliance requirements, including required supporting documentation, while maintaining high file quality and minimising MIRs.
• Use BrokerEngine, FLEX, Quickli, ApplyOnline and digital signing platforms to manage and progress applications efficiently.
• Communicate clearly and professionally with brokers, clients and stakeholders via phone, email and WhatsApp.
• Adapt to evolving processes and procedures and use AI tools such as ChatGPT, Claude and Gemini to support efficiency and day-to-day work.

Qualifications

• Minimum 3 years’ Australian mortgage broking experience.
• Strong hands-on experience with AFG BrokerEngine and FLEX — minimal training required.
• Proficiency in ApplyOnline and Quickli.
• Solid understanding of Australian residential lending, lender policies, servicing and compliance.
• Strong numerical ability and attention to detail.
• Fluent English communication skills across reading, writing and speaking.
• Experience with digital signing platforms such as Adobe Sign, Dropbox Sign or DocuSign.
• Ability to work independently, learn quickly and adapt to changing processes.

Benefits

• Full time / Remote - WFH
• Australian Business Hours - Dayshift
• Competitive salary