[Hiring] Business Development Officer @UMB Bank

Role Description

This position is seeking candidates in the Phoenix, AZ or Los Angeles, CA metropolitan areas.

As the Business Development Officer – Capital Finance, you will be responsible for:

• Originating loans consistent with the Company's credit policy.
• Negotiating price and structure of new transactions within set limits.
• Reviewing and approving all transactions before reporting to Executive Management.
• Initiating and maintaining relationships with referral sources and influence centers.
• Assisting in the underwriting process of new client proposals from prospect to client funding.
• Seeking approval from Executive Management for new client transactions.
• Marketing to current and potential referral sources including, but not limited to:
  • Banks
  • Certified Public Accountants
  • Attorneys
  • Private Equity firms
  • Financial firms
  • Business brokers
  • National organizations
• Visiting prospective clients.
• Producing reports needed for new prospects and attending regularly scheduled meetings.
• Other duties as assigned.

Qualifications

• Bachelor's Degree or equivalent work experience.
• 3 years credit experience with 3 years sales experience in a banking, finance, or asset-based lending environment.
• Knowledge and experience in the use of marketing tools and methods, including mailings, telemarketing, and other forms of customer outreach.
• Ability to make independent and sound judgments and decisions with an understanding of how decisions affect business lines and the organization as a whole.
• Ability to read and interpret financial and budgetary documents.
• Professional verbal and written communication skills.
• Analytical, highly organized, attention to detail, and able to handle frequent interruptions with ease in a fast-paced work environment.
• Ability to meet firm timelines and work under pressure.
• Self-motivated with a sense of urgency.
• Intermediate to advanced skills in Microsoft Excel and Word.

Requirements

• This position was posted on 10/09/2026. The application deadline for this position is 45 days from the posting date unless filled earlier.

Benefits

• Paid Time Off
• 401(k) matching program
• Annual incentive pay
• Paid holidays
• Comprehensive company-sponsored benefit plan including medical, dental, vision, and other insurance coverage
• Health savings, flexible spending, and dependent care accounts
• Adoption assistance
• Employee assistance program
• Fitness reimbursement
• Tuition reimbursement
• Associate wellbeing program
• Associate emergency fund
• Various associate banking benefits