[Hiring] Life Underwriter @TEKsystems

Role Description

We are seeking experienced Life Underwriters to join a growing team in a fully remote capacity. This role is ideal for professionals with strong experience in fully underwritten life insurance cases, medical record analysis, and risk classification. This position offers an opportunity to work independently while contributing to a high-volume underwriting operation.

Key Responsibilities

• Evaluate life insurance applications to determine risk classification (standard and substandard)
• Review medical records, APS (Attending Physician Statements), and prescription histories
• Assess high-risk medications and combinations
• Analyze adverse health information and determine underwriting outcomes
• Order medical exams and follow up on required documentation
• Interpret and apply MIB (Medical Information Bureau) codes
• Identify off-label medication usage and its impact on underwriting decisions
• Evaluate reinstatements, add-ons, and policy modifications
• Maintain productivity standards, including reviewing high volume of cases
• Apply medical terminology knowledge to underwriting decisions

Qualifications

• Minimum 2-3 years of life underwriting experience
• Experience with fully underwritten products (not automated underwriting)
• Strong knowledge of medical terminology
• Prescription history analysis
• Life insurance risk assessment
• Signing authority of $100,000+
• Proven ability to manage high case volumes efficiently
• Ability to work independently in a remote environment with minimal supervision

Requirements

• Experience with tools such as Milliman or Intelliscript
• Ability to review and interpret detailed medical records (APS)
• Familiarity with Swiss Re or similar underwriting guidelines

Benefits

• Medical, dental & vision
• Critical Illness, Accident, and Hospital
• 401(k) Retirement Plan - Pre-tax and Roth post-tax contributions available
• Life Insurance (Voluntary Life & AD&D for the employee and dependents)
• Short and long-term disability
• Health Spending Account (HSA)
• Transportation benefits
• Employee Assistance Program
• Time Off/Leave (PTO, Vacation or Sick Leave)

Company Description

This is a Contract to Hire position based out of Dallas, TX. The pay range for this position is $31.25 - $38.46/hr. Individual compensation offered for this position within this range will depend on many factors, including qualifications, skills, relevant experience, job knowledge, geographic location, internal equity, and other pertinent job-related factors.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms.