[Hiring] Fraud Architect @Stripe

Role Description

Stripe users face fraud and abuse across the customer lifecycle, including payment fraud, free-trial farming, multi-account abuse, and usage-based billing exploitation. They need a partner who understands their business, anticipates emerging threats, and helps them put effective protections in place as their business and the threat landscape evolve.

As a member of our Fraud Architect team, you’ll be the fraud and risk specialist embedded in strategic user relationships for a small portfolio of named users, acting as a technical extension of their teams. You’ll help users get more from Radar, build a proactive prevention strategy, and turn complex fraud problems into practical decisions.

This role combines analytical rigor, deep fraud investigation, and product judgment. You’ll develop a deep understanding of how Radar scores and classifies transactions, how integrations and available signals affect its decisions, and where its capabilities and limitations matter for a user. You’ll explain what the evidence supports, investigate what it does not yet explain, and translate both into action: better rules and thresholds, integration guidance, or model and feature gaps to pursue with our product teams.

Your focus is proactive, user-specific risk ownership and durable prevention. You’ll provide user context, communicate implications and next steps, and turn incident findings into an implemented and verified prevention plan. You’ll help build, expand, and evolve defenses as user needs and fraud patterns change.

Responsibilities

• Own each user’s prevention strategy.
• Maintain a current risk baseline, threat model, and agreed prevention plan for every assigned account.
• Make Radar’s behavior understandable and actionable.
• Design and improve user protections.
• Anticipate established and emerging fraud vectors.
• Deliver consistent proactive coverage.
• Own follow-through, not just recommendations.
• Connect incident response to durable prevention.
• Turn user evidence into product improvements.
• Enable others to act.
• Build and evolve the program.

Qualifications

• 8+ years in a technical role with substantial direct user engagement, such as solutions architecture, technical account management, fraud consulting, professional services, engineering, or technical product work, at a payments company, fintech, risk management platform, or fraud-prevention provider.
• Hands-on experience investigating fraud or abuse and translating findings into effective controls or user guidance.
• Depth in payment fraud, account takeover, subscription or trial abuse, multi-accounting, dispute management, and network monitoring programs such as VAMP, ECM, or EFM.
• Technical depth to understand API integrations, trace data and signal flows, investigate system behavior, and discuss technical limitations and implementation options with engineers.
• Practical understanding of machine-learning-based risk decisions and rule systems.
• Strong investigative and data science fundamentals: SQL proficiency and experience using Python, R, or a similar language.
• Experience managing multiple user relationships or technical engagements while maintaining proactive coverage.
• Strong communication and product judgment.

Preferred Qualifications

• Experience with Stripe Radar or similar fraud-prevention platforms such as Forter, Sift, Ravelin, or Signifyd.
• Experience designing, testing, and safely tuning fraud rules or thresholds in production.
• Experience partnering with product managers, engineers, and data scientists to diagnose model or signal gaps.
• Familiarity with device intelligence, alternative payment methods, abuse prevention beyond payments, or usage-based business models.
• Experience building and scaling a technical advisory function, reusable prevention practices, or a multi-account service model.