[Hiring] Senior Backend Engineer II & III @M-KOPA

Role Description

Join our expanding engineering team! We're hiring 2x permanent Senior Backend Engineers II & III to join our Asset Sales group as we scale one of the most important parts of M-KOPA's FinTech platform. Build distributed, event-driven microservices and help shape what AI-native engineering looks like at M-KOPA.

The Impact 💚

• Your code will directly power the systems that put smartphones and e-motorbikes into the hands of Every Day Earners across Africa.
• We've already helped over 10 million customers access more than $2 billion in credit.
• It's your chance to be part of something that's literally transforming lives across an entire continent 🌍

The Opportunity 🎯

• Mission-driven engineering : Every service you build helps expand financial inclusion for under-banked populations.
• Global recognition : Join a company named by the Financial Times as one of Africa's fastest-growing companies for five consecutive years (2022–2026).
• Scale challenges : Build backend systems serving millions across multiple African markets.
• AI-native from day one : We're actively embracing AI as part of the engineering craft, not bolting it on.
• Fully distributed : Work remotely with diverse teams across UK, Europe, and Africa.

What You'll Do

• Build and operate distributed C# and .NET microservices on Azure, working within an event-driven architecture at significant scale.
• This is an outcomes-driven role: we care far more about the value you create than where you sit or how many hours you're online.
• You'll own what you build end-to-end — from idea, through implementation and deployment, into production and iteration.

Qualifications

• Strong grasp of C# and .NET development.
• Experience with event-driven systems - We use Azure Service Bus, but would love to hear from you if you have experience with similar messaging technology (Kafka, RabbitMQ, etc.).
• Microservices architecture experience, ideally on Azure and Kubernetes.
• Experience using observability tooling (e.g. Grafana, Application Insights) to understand production behaviour.
• Comfort using AI tools as part of a daily engineering workflow (design, code review, testing, incident investigation).
• DevOps culture mindset, including on-call/production ownership.
• Proven ability to collaborate effectively in distributed teams across time zones.
• Continuous learning mindset and openness to feedback.

Requirements

• Fully remote role, collaborating during core GMT working hours.
• Benefits package, which includes Bonus, Growth Shares & On-Call Allowance.
• Work with diverse teams distributed across UK, Europe, and Africa.
• Personalised training budget to support your development.
• Home office setup budget.
• Professional development programs and coaching partnerships.
• Family-friendly policies and flexible working arrangements.
• Well-being support and career growth opportunities.

Company Description

We create financial inclusion for the traditionally excluded through a fair, flexible, customer-centric financing model. We strive to drive greater inclusion of women, youth, and low-income communities.

• Connected 📱: 2.5 million first-time smartphone users connected.
• Prosperous 💰: 70% of customers use M-KOPA products for income generation, with 35,000 livelihoods created for agents.
• Green 🌱: 2.155 million tonnes of CO₂ avoided since 2010 through clean energy, refurbished devices, and e-mobility.

Ready to build C#/.NET systems — with AI as part of your craft — that create real-world financial inclusion? Apply Now!