[Hiring] Commercial Account Manager @Kawartha Financial Services

Role Description

We are looking for a candidate to provide excellent member service in the Northumberland, Peterborough, and Kawartha Lakes Regions.

• Apply relationship selling and relationship management principles and techniques acting as a trusted advisor to local commercial and agricultural producers, business members, and prospects, providing complete financial solutions to meet their business and personal banking needs.
• Accountable for risk management of the commercial loan portfolio as well as the quality of information, analysis, profitability, and credit recommendations in executing sales of credit/non-credit products and services to commercial and agriculture members and prospects.
• Maintain an effective business development and community involvement strategy to protect and expand share of profitable commercial and agriculture business, utilizing an extensive network of referral resources.
• Actively engage in the local agriculture and business community to build visibility and foster new business opportunities.
• Attend and participate in industry events, networking groups, and local business associations to strengthen Kawartha’s presence.
• Liaise with professional service providers such as Central 1, lawyers, real estate appraisers, credit reporting/collection agencies, and insurers, as required.
• Work co-operatively with all Credit Union branch or department personnel (e.g. Retail Banking and Wealth Management) to identify opportunities to ensure members' needs and expectations are profitably met and/or exceeded.
• Retain and expand commercial and agricultural relationships to achieve portfolio retention, sales, service, and profitability objectives and proactively develop relationships with new members.
• Complete annual credit reviews in a timely manner according to policy, coordinating financial information requirements with the Commercial Credit Funding Department.
• Analyze information received to assess risk; develop action plans to minimize Credit Union exposure where appropriate.
• Identify commercial and retail opportunities. Review pricing and submit recommendations for renewal for approval.
• Visit clients on a regular basis (at least annually) to ensure loan security is protected.

Qualifications

• Business related University Degree/College Diploma, or appropriate combination of Business, Agriculture, and lending related courses.
• 1-5 years commercial lending experience.
• Proven experience managing a diverse business portfolio, including small to medium-sized businesses and agricultural enterprises.
• Knowledge of the Credit Union system would be an asset.
• Able to be decisive and firm, while demonstrating empathy.
• Excellent oral and written communication skills.
• Negotiating skills.
• Excellent decision making and problem-solving skills.
• Excellent sales and service skills.
• Good organizational and time management skills.
• Must have a reliable vehicle as travelling is required of this position.

Benefits

• Rate of Pay: $60,299.72 - $70,941 annually (plus pension and applicable benefits).
• Monday to Friday, 37.5 hours per week.

Company Description

At Kawartha Financial Services, diversity and inclusion are reflected in our core values and highlighted in our care for others. We take pride in providing a workplace that appreciates difference and encourages respect. We are committed to providing a culture that is accessible and inclusive for both our members and employees.

If you require accommodation during the recruitment and selection process, please let a member of our Human Resources team know.

If you are interested in pursuing a career in the financial services industry with a dedicated, enthusiastic team of professionals in a growing organization that supports an inclusive barrier-free recruitment and selection process, apply now!