[Hiring] Senior Product Manager @Infosys

Role Description

Finacle is expanding its US Payments product capability and is seeking a subject matter expert with deep knowledge of US payment systems, operating rules, industry practices and practical implementation across large and small US banks, as well as foreign banks operating in the United States. The SME will advise engineering and product teams, conduct market analysis, guide clients on industry practices, and help determine which capabilities should be delivered as standard product features versus client-specific customizations. US Payments Product implementation experience is essential.

Qualifications

• 20+ years of overall experience in banking software, or a bank environment
• 10+ years of US payments experience, including successful implementation at one or more banks
• Minimum Business or Engineering Degree required from a reputed university
• Strong knowledge of US payment orchestration, payment processing, message handling, bulk and individual payment processing, settlement, exceptions, relevant regulations and disclosures.
• Working knowledge of ISO 20022 and ISO 15022, with field-level implementation expertise in at least two of the following: ACH, SWIFT, Fedwire, CHIPS, FedNow Service or The Clearing House RTP network.
• Working knowledge of partner systems and integrations, including channels, fraud, AML, sanctions and compliance systems, and last-mile network connectivity
• Knowledge on any of the Payment systems in USA Market is desirable.
• Excellent written and verbal communication skills, including experience presenting to stakeholders at multiple organizational levels and to clients.
• Strong Agile knowledge is required; SAFe experience is preferred
• Knowledge of cloud hyperscalers and delivery models such as PaaS, SaaS and managed services.
• Working knowledge of SQL is preferred. Experience with UNIX, message queues, SOAP APIs and REST APIs is an advantage.
• Payments or Agile certifications are an advantage.

Requirements

• At least 10 years of experience developing or implementing payment products in the US market, either with a software vendor or within a bank transformation program.
• Hands-on experience in designing and implementing payment solutions across the full software development lifecycle, from requirements through design, development, testing, deployment and implementation.
• Hands-on experience testing payment products for the US market
• Candidate must have worked in at least 2 of the USA specific rails in depth – FedNow, TCHRTP, Fedwire, CHIPS, ACH, SWIFT.
• End-to-end knowledge covering payment initiation through messages or user interfaces, orchestration, processing, settlement, exception handling and last-mile network connectivity.
• Practical awareness of emerging and alternative payment and settlement models, including stablecoins, tokenized deposits, Visa B2B solutions and Mastercard real-time payment capabilities.
• Experience contributing to product strategy and multi-year roadmaps.

Benefits

• Medical/Dental/Vision/Life Insurance
• Long-term/Short-term Disability
• Health and Dependent Care Reimbursement Accounts
• Insurance (Accident, Critical Illness, Hospital Indemnity, Legal)
• 401(k) plan and contributions dependent on salary level
• Paid holidays plus Paid Time Off