[Hiring] Principal Product Manager @R2

Role Description

The Principal Product Manager (IC5) is a senior individual contributor responsible for owning complex product areas end-to-end, driving measurable business outcomes, and partnering closely with Engineering, Data, Risk, and Commercial teams. This role operates with high autonomy and is expected to influence strategy while remaining deeply hands-on in execution.

This position is ideal for a product leader who thrives in fintech environments, understands credit, payments, or financial infrastructure, and can translate ambiguous problems into scalable product solutions.

What You Will Do

• Product Strategy & Domain Ownership
  • Own a core product domain (e.g., Credit, Risk, Payments, Core Platform, or Partner Integrations) with clear accountability for customer, business, and operational outcomes.
  • Define and evolve a multi-quarter product strategy and roadmap aligned with company objectives, regulatory requirements, and scalability constraints in Brazil.
  • Identify and size opportunities for growth, efficiency, and risk reduction using market insights, customer data, and competitive analysis.
  • Manage and deepen technical and product relationships with external partners (e.g., bureaus, payment networks, data providers, lenders), from evaluation through launch and optimization.
• Execution & Delivery Excellence
  • Lead end-to-end product discovery and delivery, from problem framing and solution design through rollout and post-launch optimization.
  • Produce clear, high-quality product artifacts (PRDs, user stories, acceptance criteria) that enable autonomous and efficient execution by Engineering.
  • Own prioritization decisions, balancing customer value, risk, regulatory constraints, and business impact.
  • Partner closely with Engineering leadership to ensure predictable delivery, technical quality, and long-term platform health.
• Data-Driven Decision Making
  • Define success metrics and KPIs for the product domain (e.g., activation, conversion, loss rates, approval rates, fraud, unit economics, operational efficiency).
  • Use data, experimentation, and customer feedback to inform decisions and continuously improve product performance.
  • Collaborate with Data, Risk, and Analytics teams to ensure robust measurement, monitoring, and feedback loops.
• Cross-Functional Leadership & Influence
  • Act as a strategic partner to Engineering, Risk, Data, Operations, Legal/Compliance, and Commercial teams.
  • Drive alignment across stakeholders with differing incentives and constraints, influencing decisions without formal authority.
  • Clearly communicate product vision, trade-offs, risks, and progress to senior leadership and executives.
• Customer, Market & Regulatory Focus
  • Develop deep expertise in Brazilian customer needs, behaviors, and pain points across relevant segments.
  • Incorporate Brazilian regulatory, operational, and cultural nuances into product design and decision-making.
  • Engage directly with customers, partners, and internal teams to validate assumptions and solutions when needed.

Qualifications

• 10+ years of experience in Product Management, with significant experience in fintech, financial services, or financial infrastructure.
• Demonstrated ownership of complex, high-impact products in regulated environments.
• Strong experience working with Engineering, Data, and Risk teams on technically sophisticated systems.
• Proven ability to operate autonomously, make high-stakes decisions, and be accountable for outcomes.
• Excellent written and verbal communication skills in both English and Portuguese.
• Strong analytical, structured thinking, and problem-solving capabilities.
• Comfortable operating in ambiguous, fast-changing environments with incomplete information.

Strongly Preferred

• Deep experience in the Brazilian and/or broader LATAM fintech ecosystem.
• Exposure to credit products, underwriting, risk decisioning, fraud, or collections platforms.
• Experience with B2B, platform, or API-driven products.
• Track record of influencing product strategy beyond immediate team or domain.

Locations

• Netherlands preferred. Candidates based in Europe may also be considered.

Questions?

Reach out at: [email protected]