[Hiring] Specialty Finance and Venture Debt Associate @Kapital Data

Role Description

The Specialty Finance and Venture Debt Associate will work directly with partners representing lenders and borrowers, including private credit funds, specialty finance platforms and emerging growth companies. We are usually engaged at the term sheet stage, so this role carries a transaction from initial structuring through closing and post-closing administration, including the warrants and other equity components that often travel with a debt financing.

What You Will Work On

• Senior secured asset-based revolving and delayed-draw facilities.
• Forward flow purchase programs and the warehouse facilities that finance them, including purchase vehicle and joint venture structures.
• Bankruptcy-remote receivables financings.
• Facilities secured by merchant cash advance receivables and revenue purchase agreements.
• Venture debt and secured bridge financings for sponsor-backed companies, with warrant packages.

Key Responsibilities

• Advise lenders and borrowers on term sheets and transaction structure.
• Draft, review and negotiate loan and security agreements, credit agreements, promissory notes, guaranties, pledge agreements, receivables purchase agreements, and intercreditor and subordination agreements.
• Structure and document asset-based facilities, term loans (including delayed-draw and acquisition financing), revolving and working capital facilities, receivables and forward flow programs, warehouse facilities and equipment financings.
• Prepare and negotiate warrants and related equity instruments issued alongside debt financings.
• Run diligence, lien and litigation searches, UCC filings, deposit and securities account control arrangements, and closing mechanics, including conditions precedent and funding logistics.
• Support the firm's opinion practice, including true sale, non-consolidation, enforceability and perfection opinions and the factual certificates behind them.
• Draft and negotiate amendments, waivers, consents, forbearance agreements and payoff letters, and advise clients on covenant compliance and borrowing base mechanics under live facilities.
• Lead client communications to manage timelines, expectations and deliverables.
• Collaborate with partners, associates, paralegals and local counsel across U.S. jurisdictions and internationally.

Qualifications

• J.D. from an accredited law school.
• Admitted and in good standing in New York. Delaware admission is a plus.
• Minimum 5 years of law firm experience in debt finance, representing lenders, borrowers or both in venture debt, private credit, asset-based or specialty finance transactions.
• Working knowledge of UCC Article 9 and secured transactions, including perfection by control, and intercreditor and subordination arrangements.
• Strong drafting, negotiation and communication skills, and the ability to carry several transactions at once without supervision on the mechanics.

Requirements

• Helpful, but not required:
• Forward flow, warehouse or securitization-adjacent structures.
• Merchant cash advance, revenue purchase or other receivables assets.
• True sale and non-consolidation opinions.
• Cross-border collateral in Mexico or Latin America.
• Clients in fintech, e-commerce, consumer goods or SaaS.

Benefits

• Medical, dental and vision coverage.
• 401(k) with firm match.
• Short-term disability.
• Paid parental leave.
• Paid time off, paid holidays and paid sick leave.
• Bar dues, CLE and professional development support.

Company Description

Our client is a boutique corporate law firm advising emerging and growth-stage companies, venture capital funds, private equity sponsors and private credit investors on their financing and transactional work. Their attorneys come from large firms and bring that depth to a practice built for speed, direct client contact and real ownership of deals.