Role Description
The General Liability Claims Specialist is responsible for the thorough investigation, evaluation and resolution of general liability/construction defect claims. The Specialist delivers quality technical outcomes while ensuring exceptional customer service throughout the claims process.
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Manage a diverse caseload of property and casualty claims, including general liability and construction defect across multiple jurisdictions, utilizing best-in-class claims handling practices.
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Conduct thorough investigations and in-depth coverage analyses to make informed coverage determinations; draft clear, professional coverage correspondence and communicate decisions to policyholders and key stakeholders with minimal supervision.
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Oversee all aspects of the claims process, ensuring comprehensive and timely investigations.
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Establish timely and appropriate reserves within designated authority, continuously evaluating and adjusting as necessary throughout the life of the claim.
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Assess liability, analyze exposure, and strategically negotiate claims to fair and efficient resolution.
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Identify and pursue risk transfer opportunities and enforce additional insured provisions to mitigate exposure.
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Maintain detailed, accurate, and organized documentation in all claim files, supporting transparency and compliance.
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Manage litigation toward prompt and cost-effective resolution.
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Prepare high-quality, timely reporting, including large loss summaries and reinsurance updates.
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Optimize claim outcomes through careful vendor management and cost control.
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Negotiate and resolve claims within established authority, balancing efficiency with fairness.
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Foster productive communication and collaboration with internal partners—such as Underwriting, Auditing, and Compliance—and external stakeholders, including agents, insureds, and claimants.
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Meet or exceed quality performance benchmarks and service expectations.
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Participate in hearings, pre-trial conferences, settlement discussions, trials, and related proceedings, as required.
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Perform other duties as assigned.
Qualifications
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Bachelor's degree or an equivalent combination of education and experience in the insurance field.
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Ten or more years of experience processing auto and/or general liability claims with five or more years of experience processing construction defect claims.
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Senior Claim Law Associate (SCLA) or Chartered Property Casualty Underwriter (CPCU) designation.
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Georgia Adjuster License along with additional state licenses, as applicable.
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Knowledge of construction defect and auto liability laws, rules and regulations.
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Skill in analysis, time management, prioritization, negotiation and project management; ability to multi-task effectively while paying attention to detail.
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Self-motivated, flexible with the capacity to work autonomously while ensuring transparent communication with internal leadership.
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Skill in interpersonal interactions, with the ability to collaborate effectively with individuals at all organizational levels and with external stakeholders; skill in customer service and problem-solving.
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Proficient in both verbal and written communication with the ability and commitment to maintain confidentiality.
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Proficient with Microsoft Office Suite and function specific software applications.
Benefits
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Competitive Salary
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Bonus Structure
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Profit Sharing
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Medical, Dental, Vision Insurance
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Employer Paid Short Term Disability
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Employer Paid Long Term Disability
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Employer Paid Life Insurance
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Voluntary Life Insurance
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401K with Company Match
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PTO