[Hiring] Underwriting Manager @Constructive Loans

Role Description

Reporting to the Underwriting Leadership Team, this position leads a team of Underwriters and Underwriting Team Leads responsible for assessing loans that transition residential properties from construction or rehabilitation to permanent financing. This role is responsible for optimizing workflow efficiency, ensuring alignment with service level agreements and fostering collaboration across internal teams to support business objectives.

This position oversees policy and procedure development, drives system and technology advancements, and manages complex loan scenarios to maintain underwriting integrity. Additionally, this role ensures all underwriting decisions align with risk management strategies while maintaining compliance with company guidelines, investor requirements and regulatory standards.

Qualifications

• Bachelor's Degree in Finance, Business or related field (or equivalent combination of years of experience with High School Diploma/GED)
• 7+ years' experience in residential and commercial lending with significant exposure to RTL and/or DSCR underwriting
• 3+ years' experience managing people and leading teams
• In-depth understanding of mortgage underwriting processes and the associated regulatory requirements
• Proficient with loan origination systems, preferably with Encompass
• Strong skills and experience in MS Word, Excel and PowerPoint
• Professional certifications related to mortgage underwriting or financial analysis (e.g., Certified Residential Underwriter)
• Prior experience managing transitional loans from construction to permanent financing

Requirements

• Strong verbal and written communication skills
• Strong interpersonal skills with the ability to develop and maintain effective relationships across the organization
• Collaborative and consultative work style; high team-orientation
• Effective management skills to include talent selection, training, coaching and performance management
• Demonstrated ability to foster an environment of positive engagement and trust
• Open to change; agile; high learning agility
• Strong analytical skills coupled with sound judgement
• Strong problem-solving abilities
• Ability to analyze and interpret data to identify opportunities and propose solutions
• Demonstrated ability to establish credibility for recognizing and supporting the organization's culture, values and priorities
• Strong attention to detail; strong quality and compliance orientation
• Ability to effectively prioritize under tight deadlines in a fast-paced, dynamic environment; effective time management
• Self-directed; ability to proactively ask questions and surface issues/concerns
• Professional maturity, integrity, ability to maintain confidential data and information
• Strong business acumen; strong fiscal and technical aptitude

Benefits

• Hiring Range: $110K-$135K
• Compensation within this range may vary based on each candidate's job-related expertise, skills, and experience. Final offers are determined individually, reflecting the unique qualifications of each candidate.
• Paid Time Off (PTO)
• Floating Holiday
• Paid Parental Leave
• Medical
• Dental
• Vision
• Life & Disability
• FSA/HSA
• Fidelity 401(k) with employer match