[Hiring] Underwriter @New Silver

Role Description

As an Underwriter, you'll play a critical role in evaluating loan opportunities, structuring transactions, and ensuring we maintain strong credit standards as we grow. You'll work closely with our Loan Advisors, operations team, and leadership to make informed lending decisions while delivering the speed and certainty our borrowers expect.

• Underwrite residential investment loans, including fix-and-flip, ground-up construction, and DSCR rental property financing
• Evaluate borrower creditworthiness, liquidity, experience, financial strength, and overall loan risk
• Analyze property valuations, appraisals, budgets, and collateral to determine appropriate loan structures
• Review borrower documentation, entity structures, and supporting financial information
• Identify potential risks, resolve exceptions, and recommend appropriate credit decisions
• Collaborate with Loan Advisors and operations to move qualified loans efficiently from application to closing
• Ensure loans meet internal credit policies and applicable investor and capital partner guidelines
• Leverage proprietary technology and underwriting tools to improve efficiency and accuracy
• Contribute to ongoing improvements in underwriting processes, credit policies, and risk management

Qualifications

• Experience in real estate lending, credit analysis, or loan underwriting, with a strong understanding of credit risk
• Familiarity with business-purpose residential investment loans, including fix-and-flip, ground-up construction, or DSCR financing, is a strong plus
• Strong analytical skills and ability to evaluate borrower financials, property valuations, and loan structures
• Sound judgment and confidence making well-reasoned credit recommendations
• Excellent attention to detail without losing sight of the bigger picture
• Strong communication skills and ability to collaborate effectively with sales, operations, and leadership
• Comfortable working in a fast-paced environment while managing multiple transactions and deadlines
• Proficiency with Excel, loan origination systems, and modern financial technology
• A proactive problem-solver who takes ownership and looks for solutions
• Bachelor's degree in Finance, Accounting, Business, or a related field preferred

Benefits

• Medical, dental, vision, and life insurance
• 401(k) with company match
• Unlimited PTO
• Remote flexibility with opportunities for in-person collaboration
• Company-sponsored team events
• Industry-leading technology platform