[Hiring] Treasury Manager @Upstart

Role Description

As the Treasury Manager, Risk Capital at Upstart, you will help manage a portfolio of investments — tracking how it performs, what it’s worth, and the risks it carries — while running the hands-on, deal-by-deal process and reporting behind it each month. Think of it as a portfolio-management role with an operational focus. You’ll also lead the automation roadmap that lets the program keep scaling, and mentor two junior analysts.

• Run the monthly process end-to-end with operational excellence — performance reporting and settlement for each investment.
• Calculate and stand behind the amounts owed between Upstart and each investor every month, and work with our investor-facing team to settle them.
• Monitor the portfolio’s performance, value, and risk across all investments, and surface what matters to Finance and Treasury leadership.
• Partner across Capital Markets, Accounting, Treasury, Audit, and our investor-facing team to bring on new deals and answer investors’ questions on performance and settlements.
• Lead the automation that modernizes how the team works with AI enablement.
• Mentor two junior analysts on the analysis, the modeling, and the judgment behind the numbers.

Qualifications

• Bachelor’s degree, or equivalent practical experience, in finance, economics, mathematics, engineering, or a related quantitative field.
• 5+ years of experience in investment management, portfolio management, structured finance, or capital markets.
• Demonstrated experience building and auditing cash-flow or financial models in spreadsheets.
• Experience querying and analyzing data with SQL or a comparable query language.

Requirements

• Experience with consumer loans, asset-backed or whole-loan investments, or marketplace lending (e.g., personal, auto, or home-equity loans).
• Proficiency with Python and hands-on use of AI tools to automate analysis, modeling, or reporting.
• Familiarity with how returns are shared across different deal structures, and with monitoring investment performance and risk.
• Experience supporting investor relationships, settlements, or reporting for institutional investors.
• Ability to explain complex deals and numbers in plain language for senior leaders and investors.
• Experience leading process-improvement or automation initiatives within a finance or analytics function.

Benefits

• Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly.
• Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada).
• Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only).
• Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada.
• Health Savings Account contributions from Upstart for eligible plans (US only).
• Income protection benefits, including life insurance and disability coverage for added financial security.
• Paid time off, sick leave, and company holidays, in line with local requirements.
• Paid family and parental leave to support caregiving and major life moments (duration varies by country).
• Family-centered benefits to support fertility, parenthood, and caregiving needs.
• Employee Assistance Program (EAP) offering mental health support and life-centered resources.
• Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only).
• Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you.
• Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from.
• Connection and community through team events, all-company updates, and employee resource groups (ERGs).
• Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our offices in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!).