[Hiring] Senior Residential Mortgage Loan Officer @THIRD COAST BANK

Role Description

You will act as liaison between customers and our financial institution, and you will help qualified applicants acquire loans in a timely manner.

• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Update job knowledge on types of loans and other financial services
• Assess customer needs, explore all options, and introduce different types of loans
• Operate in compliance with laws and regulations and adhere to lending compliance guidelines
• Perform all other duties as assigned.

Qualifications

• Minimum of 5-years’ experience as a loan originator
• High School Graduate

Requirements

• This position has no supervisory responsibilities.
• This is a full-time, exempt position. Typical work hours are Monday through Friday, 9:00am to 6:00pm.
• Limited travel is expected for this position. Typically, travel will be to Houston, TX for training.

Work Environment

• This job operates in a professional office environment.
• This position uses office equipment such as computers, phones, copy and fax machines, calculators, filing cabinets and printers.
• The ability to work remote at times will also be allowed.

Physical Demands

• Responsible for writing, typing, speaking, listening, lifting (up to 50 pounds), driving, carrying, seeing (such as close, color and peripheral vision, depth perception and adjusted focus), sitting, pulling, walking, standing, and reaching.

Mental Demands

• Must be able to accommodate reading documents or instruments, detailed work, problem solving, customer contact, reasoning, math, language, presentations, verbal and written communication, analytical reasoning, stress, multiple concurrent tasks and constant interruptions.