[Hiring] Senior Mortgage Underwriter @Great Lakes Credit Union

Role Description

Reporting directly to and under the supervision of the Operations Manager of Mortgage Forward, the Sr Mortgage Underwriter’s primary purpose is to assist Mortgage Forward to live out our Vision, “To be the customers’ trusted financial partner“. Responsible for ensuring that outstanding service is delivered to both internal and external customers, in alignment with our Standards of Greatness.

The Sr Mortgage Underwriter is also responsible for evaluating and determining the eligibility of loan applications which includes:

• Analyzing and verifying loan applications
• Evaluating risks
• Making loan eligibility decisions based on Mortgage Forward’s credit/risk standards

Meets and exceeds customers’ and team members’ expectations by providing excellent service. Performs all duties with accuracy and in compliance with federal and state laws, rules and regulations, and complies with Mortgage Forward’s policies and procedures.

As a Sr. Mortgage Underwriter your duties will:

• Complete a thorough analysis of loan files to determine compliance with company, investor, and/or FHA/VA/USDA guidelines
• Underwrite the entire credit package and collateral for residential mortgage loans and ultimately ensure an “investment” quality loan product
• Check accuracy of all calculations and data integrity
• Complete all required underwriting worksheets
• Assist with the training of new underwriters
• Recommend the loan disposition to operations manager for loan amounts in excess of authority limitation
• Maintain company standard SLA for Underwriter productivity
• Communicate decision on loans to appropriate parties both verbally and in writing
• Be available to processors and TPO Partners for general underwriting guideline questions on specific loan files
• Respond to post closing reviews and audits in a timely fashion
• Perform related duties, as directed by Operations Manager

Qualifications

• Minimum of five years of similar or related experience underwriting FHA, VA, and USDA loans
• FHA DE and VA LAPP required
• A two-year college degree or completion of a specialized certification or licensing, or completion of specialized training courses, or job-specific skills acquired through an apprenticeship program

Benefits

Join us at Mortgage Forward and discover a workplace that invests in you! We’re the total package!

Company Description

Mortgage Forward is proud to be an Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.