[Hiring] Senior Credit Risk Review Manager @Fifth Third Bank

Role Description

Individual is responsible for managing the development, execution and leadership of the Credit Risk Review (CRR) Continuous Review program for assigned CRR team and/or line of business units. Primary components of the CRR Continuous Review program include:

• Critical and independent evaluation of the accuracy and effectiveness of credit risk management processes.
• Assessment of risk identification/rating, underwriting, new origination, borrower selection, and portfolio management practices.
• Compliance with Bancorp loan policies, procedures, and applicable laws and regulations.
• Problem asset administration and loan impairments/charge-offs.
• Review of credit quality and related trends on a portfolio, industry sector, and/or product basis.
• Identification of emerging risks.

Attend (as required) regular meetings with executive management, senior leaders, regulators, external auditors, and first and second line business personnel.

Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined.

Qualifications

• Bachelor's degree in a business-related field; graduate degree in relevant field (Business, Finance or Economics) preferred.
• Minimum of 12 years lending and/or credit-related experience, with a minimum of 7 years managing or leading employees in project management assignments.
• Credit Risk Review or similar loan review or regulatory agency managerial experience preferred.
• Possess sound leadership and excellent interpersonal, analytical, and verbal/written communications skills.
• Ability to display a positive business presence and exercise sound judgment when interfacing with executive management, senior leaders, regulators, external auditors, first and second line business personnel, and peers.
• Strong project management and presentation skills and ability to quickly synthesize data to reach accurate conclusions.
• Advanced ability to understand and interpret data from various applications and database tools, draw high-level conclusions and determine actions needed.
• Demonstrate strong influencing and negotiation skills that are leveraged to reach effective outcomes.
• Proficient in MS-Word, MS-Excel, MS-PowerPoint and other related PC applications.

Requirements

• Display an advanced background, understanding, and technical proficiency in all pertinent lending and credit risk topics.
• Maintain awareness of general economic conditions, industry trends, and product-specific issues.
• Demonstrate the ability to analyze and assess credit risk in highly complex Commercial borrowers and portfolios.
• In conjunction with CRR leadership team, establish key annual goals and risk-based business plans for assigned areas of responsibility.
• Complete or ensure the completion of all aspects of required continuous review activities for assigned Commercial portfolios.
• Present CRR activities and results at regular meetings with executive management, senior leaders, regulators, external auditors, and first and second line business personnel.
• Effectively challenge and provide consultative advice to first and second line senior business leaders and personnel on risk ratings and credit risk management practices.
• Manage a system of accountability for open CRR issues, observations, and recommendations under assigned areas of responsibility.
• For Commercial roles, manage and execute work processes that review the accuracy of assigned risk ratings.
• Complete quality assurance review activities and assist in sustaining a strong CRR quality assurance program.
• Assist in driving a continuous improvement approach to process management within CRR.
• Share review findings and emerging risks with Internal Audit and other Risk functions.
• Assume leadership roles and/or participate in due-diligence reviews of potential Bank acquisitions and other special projects as requested.
• Recruit qualified candidates to fill open positions and maintain a pipeline of qualified potential talent.

Benefits

• Comprehensive benefits programs designed to support the individual needs of employees and their families.
• Opportunity to participate in an incentive compensation plan based on company, line of business, and/or individual performance.
• Base salary reflective of the range of salary levels for all roles within this pay grade across the U.S.

Company Description

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status, or any other legally protected status.