Role Description
The SBA Market Specialist is responsible for the origination, closing and servicing of government guaranteed small business loans; as well as promoting SBA lending products within the 5/3 organization. This role meets established business results and client expectations within an assigned territory.
-
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined.
-
Accountable for always doing the right thing for customers and colleagues, ensuring that actions and behaviors drive a positive customer experience.
-
Achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
Qualifications
-
Must have extensive knowledge of U.S. Small Business Administration loan programs and other federal, state and municipal alternative lending products.
-
Bachelor's Degree in Marketing, Finance or related business field, or 4 years related experience.
-
Minimum 5 years Commercial banking experience or 5 years sales and underwriting experience.
-
Proven track record of self-motivated success in external sales/sourcing and creation of new sales relations.
-
Ability to analyze complex financial data in order to make sound credit decisions.
-
Excellent presentation and interpersonal skills.
-
Advanced to intermediate PC skills.
Requirements
-
Achieve target for annualized loan production as measured by both net revenue and loan amount while operating within the Bank's tolerance for each risk category.
-
Identify qualified prospects by soliciting alternative loan products through internal sources such as prospecting, networking, joint calling and community development opportunities.
-
Develop and maintain internal relationships with Business Banking, Retail and Commercial relationship managers.
-
Develop and maintain external relationships with various governmental and community agencies.
-
Responsible for the written analysis, recommendation and coordination with Middle Office to prepare loan documents.
-
Participate in the origination, closing, packaging, servicing and if necessary, the liquidation of SBA loans.
-
Balance Risk and Return measured by any charge offs that result in loss of income within the first 12 months.
-
Utilize LOB Playbook and Consultative Sales behaviors to be a trusted advisor to clients.
Benefits
-
Total Base Pay Range: 82,100.00 - 172,500.00 USD Annual.
-
Eligible to participate in an incentive compensation plan based on company, line of business and/or individual performance.
-
Comprehensive benefits programs designed to support the individual needs of employees and their families.