[Hiring] Quantitative Analyst II @Affirm

Role Description

We’re looking for a smart, driven individual to join our Quantitative Markets team. The team is responsible for:

• Structuring and pricing Affirm’s debt funding deals.
• Developing platforms and tools for optimizing funding strategies.
• Building models to analyze and predict the performance of Affirm’s consumer loans.

The ideal candidate will have experience in:

• Structuring asset-backed transactions.
• Working with rating agencies.
• Building quantitative models.

Given the cross-functional nature of the role, the ideal candidate should have strong interpersonal and communication skills.

What You’ll Do:

• Work closely with the Capital Markets team to evaluate, structure and price consumer asset-backed transactions.
• Develop and enhance capital structuring and pricing models tailored to Affirm’s consumer loan portfolio to enable efficient deal execution.
• Build quantitative models to analyze and predict the performance of Affirm’s consumer loans.
• Provide insights on capital markets deals to cross-functional teams for more optimal and efficient funding strategy and merchant pricing.
• Partner cross-functionally with our Capital Markets, Treasury, Merchant Pricing, Credit, Commercial, Product and Engineering teams to evaluate funding, product, and business decisions.

Qualifications

• 2+ years of relevant experience structuring asset-backed transactions, forecasting consumer loan performance, and/or building quantitative models.
• Experience with industry-standard tools such as Intex/Bloomberg and working with accountants, rating agencies, and internal/external partners.
• Experience with SQL, Python, or other scripting languages.
• Strong interpersonal and communication skills, and ability to collaborate and influence across different teams in the organization.
• A proactive leader that can seek out new opportunities, drive projects, navigate ambiguity and develop creative solutions with minimal guidance.
• Desire to understand the broader context of business decisions.

Requirements

• Pay Grade: K
• Equity Grade: 4
• Employees new to Affirm typically come in at the start of the pay range.
• CAN base pay range per year: $117,000 - $167,000

Benefits

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents.
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses.
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge.
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount.