[Hiring] Non-QM Underwriter Team Lead @CMG Financial

Role Description

CMG Home Loans is hiring a Non-QM Underwriter (Team Lead) that has strong Non-QM and Jumbo underwriting experience. They are responsible for the execution of underwriting based on company policy and standards. The Team Lead ensures sound decisions to protect the financial and operational interests of the company and helps train underwriters. Hiring a candidate in the Pacific or Mountain time zones to cover the West Coast.

• Underwrite complex Non-QM loan files in accordance with multiple investor guidelines.
• Underwrite Non-QM, Jumbo, Portfolio, and other manually underwritten loan products.
• Analyze borrower creditworthiness, income, assets, collateral, and overall loan eligibility.
• Communicate regularly with Processors and Loan Officers regarding loan status, conditions, and underwriting decisions using current technology platforms.
• Review and re-evaluate loan files as conditions are cleared and new information is received while maintaining file integrity and workflow priorities.
• Maintain a current working knowledge of loan products, investor guidelines, and underwriting requirements.
• Document loan decisions and maintain detailed conversation logs in BYTE to accurately track file progression.
• Support training and knowledge-sharing initiatives for other mortgage operations team members as needed.
• Assist with ad hoc reporting and special projects.
• Perform other duties as assigned.

Qualifications

• Minimum of five (5) years of manual mortgage underwriting experience.
• Recent Non-QM underwriting experience within the last 12–24 months is required.
• Experience underwriting Jumbo and Portfolio loan products preferred.
• Demonstrated proficiency with Desktop Underwriter (DU) and Loan Product Advisor (LP).
• Ability to accurately interpret DU and LP findings and clearly communicate and document underwriting decisions.
• Intermediate proficiency with Microsoft Word, Excel, and Outlook.
• Ability to thrive in a fast-paced, high-volume environment.
• Strong communication, interpersonal, analytical, and organizational skills.
• High level of integrity, professionalism, and confidentiality.
• Self-motivated, dependable, and able to manage priorities while meeting established deadlines.
• Strong critical thinking, problem-solving, and decision-making abilities.

Requirements

• Direct Reports: NA

Benefits

• This position may also be eligible for incentive compensation and a comprehensive benefits package.

Company Description

This role operates in an ADA compliant office environment, utilizing typical office equipment and tasks including computer work. The position may involve partial stationary positions and moving throughout the day. Flexibility to work overtime to meet project deadlines is required.

The compensation range for this position will be provided upon request. Actual compensation will be determined based on a variety of factors, including the candidate's qualifications, relevant mortgage industry experience, skills, education, certifications, geographic location (where applicable), market conditions, and internal equity.