[Hiring] Mortgage Loan Closer @512Financial

Role Description

Are you a detail-obsessed mortgage professional who thrives on accuracy, communication, and getting things done right the first time? Join our client’s team as a Mortgage Loan Closer and take ownership of the final and most critical stage of the loan process—ensuring every closing is executed flawlessly and on time.

Please note: This is a remote/work from home position.

Key Responsibilities

• Serve as the primary point of contact between clients and settlement agents throughout the closing process.
• Review, validate, and input loan data into mortgage origination systems to generate closing documents.
• Prepare and review final closing packages and Closing Disclosures (CDs) for accuracy and compliance.
• Verify disbursement of funds, completion of signatures, and integrity of the final loan package.
• Release and track closing documents to settlement agents.
• Collaborate with title companies to review, balance, correct, and approve CDs across a wide range of loan types: BOND, VA, FHA, ARM, TXHE, TX A6, 50(f)(2) Conventional, USDA, and Texas Cash Outs.
• Approve CDs and authorize loan funding.
• Review closing conditions and documentation; clear conditions once satisfied.
• Ensure pre-closing documents (contracts, hazard insurance, etc.) meet all required guidelines.
• Provide closing-related support to branches and assist with other closers’ pipelines as needed.
• Assist with post-closing issue resolution.
• Conduct all work professionally and ethically to serve customers and uphold the company’s reputation.
• Willingness to work overtime and occasional weekends as needed.
• Perform other duties or special projects as assigned.

Qualifications

• Minimum 3 years of mortgage closing experience in a retail mortgage environment.
• Wholesale mortgage closing experience is required or, at minimum, considered a major advantage.
• Associate degree or equivalent work experience in mortgage closing.
• Proficiency in Encompass, Microsoft Office Suite (Word, Excel, Outlook), and familiarity with Fannie Mae Uniform Closing Dataset and Freddie Mac Loan Closing Advisor.
• Strong working knowledge of Fannie Mae, Freddie Mac, and government lending guidelines.
• Excellent written, verbal, and organizational skills.
• Ability to multitask and prioritize effectively in a fast-paced, deadline-driven environment.
• High level of accuracy, attention to detail, and commitment to customer service.
• Professional demeanor and effective communication skills with internal teams and external partners.

Benefits

• A competitive benefits package including paid time off, medical, dental, and vision insurance, a 401(k) plan, and more.