[Hiring] Lead Credit Analyst @Origence

Role Description

The Lead Credit Analyst serves as a subject matter expert and operational resource for the Credit Analyst team, bridging day-to-day underwriting excellence with structured knowledge transfer and data-driven performance insight. This role is responsible for designing and delivering training programs, providing structured mentorship across the IC career ladder, and developing analytics that inform underwriting quality, team performance, and portfolio trends. The Lead Credit Analyst partners directly with the Sr. Director, Operations & Lender Support and supervisory leadership to translate operational data into actionable improvements, support staff development, and ensure the team operates at a consistently high standard. Accuracy, program expertise, and the ability to build capability in others are fundamental to success in this role.

Qualifications

• Bachelor's degree in Business, Finance, Economics, or a related field preferred.
• Associate's degree with equivalent experience considered.
• Relevant professional certifications (e.g., NAFCU, CUNA lending certifications) a plus.

Requirements

• Minimum of five to seven years of underwriting experience in consumer indirect or direct lending within a financial institution, credit union, or BPO/FinTech lending services environment.
• Demonstrated experience delivering training, onboarding, or structured mentorship in a lending operations context; formal instructional design or curriculum development experience preferred.
• Hands-on experience building operational reports, performance dashboards, or analytical models using Excel, SQL, Power BI, Tableau, or comparable tools required.
• Experience underwriting across multiple credit union programs, loan origination systems, and product types; proficiency with Temenos, L360, Meridian Link, Correlation Keystone, Loans PQ, or Ideal strongly preferred.
• Knowledge of indirect auto lending, regulatory compliance, and financial institution operations required; experience with BPO or outsourced lending services delivery is a significant plus.
• Previous involvement in client implementations, process improvement initiatives, or operational quality programs preferred.

Benefits

• 401(k) with 8% Company Match
• Flexible Work Environment
• Competitive Paid Time Off
• Tuition Reimbursement & Education Benefits
• Comprehensive Health & Wellness Benefits
• Microsoft Copilot and AI-Enabled Tools
• Continuous Learning & Development Opportunities
• A culture of connection, celebration, and growth through employee-driven programs, company events, holiday celebrations (Star Wars Day), monthly town halls, quarterly company meetings, and team traditions like Bring Your Kid to Work Day