[Hiring] Credit Analyst @SanMar- External

Role Description

The Credit Analyst works closely with SanMar's customers and internal teams to assist in business building opportunities while managing SanMar's risk of financial loss.

• Process and review new credit applications, credit file reviews, and other customer account changes including ownership and structure changes and mergers.
• Communicate directly with customers to discuss and obtain the financial information necessary to establish credit.
• Negotiate and work with customers to reach solutions that meet credit requirements to grow their business.
• Review credit applications, pulling credit reports, requesting trade references, financial statements, and other information necessary to make credit decisions.
• Review existing customer credit files to promote sales growth while managing risk.
• Request and evaluate financial statements, account history, competitor analysis, and additional options such as personal guaranties and letters of credit.
• Communicate with SanMar’s customers to learn more about their business and provide options for mutually successful results.
• Share results of credit reviews with SanMar’s internal teams and provide guidance as necessary.
• Review custom orders, determining deposits and terms, and maintain custom order record keeping.
• Monitor and provide reporting on specific customers and customer segments.
• Maintain customer account information in SanMar’s databases.
• Perform other duties as assigned.
• Comply with all policies and standards.

Qualifications

• 4+ years of related credit or account receivable experience or equivalent education.
• Experienced in risk management and decision making.
• High level of competency with computer and software applications.
• Excellent communication skills.
• Excellent time management and organization skills.
• Strong negotiating skills – ability to achieve positive results.
• Ability to communicate effectively with diplomacy and tact.
• Ability and willingness to learn.
• Strong analytical and problem-solving skills.
• Must be able to work as part of a team and be self-directed with minimal supervision.
• Approachable and flexible, demonstrating the ability to change directions quickly and positively.

Benefits

• Salary Range: $25.00 - $34.65 (WA, NJ); $22.88 - $31.70 (MN, NV, TX, VA); $22.00 - $30.49 (AZ, ID, FL, MT, OH) on an hourly basis, depending on experience.
• Bonus: Eligible for an annual discretionary bonus up to 5% of base salary.
• Paid Time Off: Accrue paid time off on a weekly basis based on hours worked up to 112 hours per year to start, plus 8 paid holidays and 1 paid family day off.
• Comprehensive medical, dental, and vision benefits.
• 401k plan with matches $1 for $1 up to 4% of earnings, matched & vested at every pay cycle.
• Life insurance.
• Short/long-term disability coverage.
• Paid maternity/paternity leave.
• Pet insurance.

Company Description

SanMar works with brands you already know, like Nike, The North Face, and Brooks Brothers, as well as providing industry-leading private label apparel and accessories. Our people come to work excited to do their part, providing clothing that helps people feel that they’re a part of something special.

SanMar is an Equal Opportunity Employer. Whoever you are, wherever you’re from, whoever you love or follow in faith, whatever your disability or superpower status, whichever ethnicity or gender you identify with, you are welcome at SanMar.

SanMar participates in E-Verify.