[Hiring] Credit Risk Manager @Greenbox Capital

Role Description

The Credit Risk Manager serves as a key operator within Greenbox Capital’s credit organization, using analytics, predictive models, and portfolio insights to drive business growth and credit performance. This role owns and evolves core credit strategies including offer strategy, portfolio management strategy, and verification strategy. The individual partners closely with the VP of Credit Risk & Analytics to optimize approval outcomes, manage portfolio risk, improve funnel performance, and support scalable growth.

The ideal candidate brings strong credit risk and portfolio management experience, deep familiarity with predictive modeling and decision science concepts, and the ability to translate analytics into practical business decisions. This role does not require a pure data scientist, but does require someone who can effectively leverage data science capabilities to improve credit and business outcomes.

This role reports to the VP of Credit Risk & Analytics.

Qualifications

• Bachelor’s degree in mathematics, statistics, economics, finance, or a related field required; advanced degree preferred
• 5 - 8 years of experience in credit risk analytics, preferably in small business lending
• Proven success building or enhancing modern credit decisioning frameworks
• Demonstrated impact driving business outcomes through analytics and modeling

Requirements

• Strong proficiency in SQL, Python, and Excel
• Solid understanding of statistical modeling and model performance evaluation techniques
• Experience working with large datasets and credit decisioning systems
• Familiarity with modern data platforms (e.g., Snowflake, Databricks) and BI tools
• Strong understanding of credit underwriting processes, policy design, and segmentation strategies

Benefits

• 💸 Competitive Pay - We know your worth and we pay accordingly.
• 🌴 Flexible PTO - Work hard, rest well. Take the time you need to recharge.
• 🏡 Remote - Fully remote within the U.S., working Eastern Time hours to keep everyone aligned.
• 🩺 Full Benefits Package - Health, dental, vision, 401K with employer match
• 🧠 Smart, Supportive Teammates - Collaborate with sharp minds who are kind, driven and uphold our core values: Wear Green First, Pull the Thread, Move the Needle, Courage Over Comfort, Think Bold, Win Together, and Own the Outcome