[Hiring] Credit Analyst @Expert Lending Pathways

Role Description

Are you an experienced Credit Analyst ready to take the next step in your career? Join ELP as a Mortgage Broking Credit Analyst and play a key role in helping our clients achieve their home ownership dreams. This is a unique opportunity to join a dynamic team where your expertise will directly support our brokers by conducting in-depth credit assessments and providing expert insights into mortgage applications.

• Conduct thorough credit and risk assessments on mortgage applications, ensuring compliance with internal policies and industry regulations
• Liaise with brokers, clients, and lenders to gather required documentation and clarify application details
• Analyse client financial data to calculate borrowing capacity in line with lender guidelines
• Prepare detailed credit submissions and recommendations for loan approvals
• Ensure compliance with all relevant banking, finance legislation, and regulatory frameworks
• Stay current with changes in mortgage lending policies and industry regulations
• Provide expert guidance to brokers on complex or self-employed applications
• Identify opportunities to enhance and streamline credit analysis processes
• Manage deadlines and prioritise tasks in a fast-paced environment

Qualifications

• Minimum 2+ years of experience as a Credit Analyst in the Australian mortgage sector (we will not consider applications that don't match this criteria)
• Strong understanding of credit assessment methodologies, credit reports, and mortgage lending policies
• Proven ability to interpret financial statements and assess self-employed borrower scenarios
• Proficient with credit and mortgage assessment tools/software
• Excellent analytical and problem-solving skills with a keen eye for detail
• Strong verbal and written communication skills, with confidence in presenting to stakeholders
• Self-motivated with the initiative to work independently and make informed recommendations

Benefits

• Competitive salary package
• Flexible working arrangements
• Access to industry-leading technology and tools
• Ongoing training, learning, and professional development opportunities
• Supportive team environment with a strong focus on work-life balance
• Be part of a fast-growing company making a real impact in the mortgage space