[Hiring] Senior Data Scientist @Moniepoint

Role Description

At Moniepoint, data is at the core of everything we do. We are a customer-centric company, and your work will enable our teams to make informed, data-driven decisions that directly impact the success of our business. We are seeking a data-driven, impact-oriented Senior Data Scientist to power Moniepoint’s consumer lending decisions at scale.

• Build the models, experiments, and insights that shape how we acquire, underwrite, and retain millions of customers across Nigeria and Africa.
• Drive our pricing, credit limit modelling, and credit model deployment strategy.
• Collaborate with the Consumer Credit team to think about risk ranking, product offering, and data infrastructure.
• Build our first suite of credit risk models and inspire fresh thinking in the team.
• Translate complex data into actionable decisions that drive growth with healthy portfolio performance.

Qualifications

• Comfortable with Statistics and have a Degree or qualifications in a quantitative field (Statistics, Mathematics, Engineering or similar).
• +5 years of experience in data science, decision science, or risk analytics within financial services.
• Working knowledge of credit risk, consumer lending, and regulatory considerations.
• Proficiency in SQL and at least one modelling/programming language (Python, R).
• Experience with A/B testing, machine learning, collections modelling, and churn management.
• Ability to translate complex analyses into clear recommendations for business stakeholders.
• High ownership mindset and comfort working in fast-paced, cross-functional teams.

Requirements

• Develop and deploy credit scoring, affordability, and behavioural models to support underwriting, pricing, and collections.
• Design and run experiments to optimise approval rates, loss rates, and profitability.
• Partner with product squads to embed decision logic into real-time systems.
• Ensure data quality, compliance, and ethical use of models across all decisioning processes.
• Mentor product squads on best practices in experimentation and data-driven decision-making.
• Provide models to optimise outcomes in collections, churn management, and user retention.

Benefits

• Culture: We put our people first and prioritise the well-being of every team member. We value and respect each other and always look out for one another.
• Learning: We have a learning and development-focused environment with an emphasis on knowledge sharing, training, and regular internal technical talks.
• Compensation: You’ll receive an attractive salary, pension, health insurance, monthly bonuses, plus other benefits.

Company Description

Moniepoint Inc. is Africa’s all-in-one financial platform, helping 20 million businesses and individuals access seamless payments, banking, credit, cross-border, and business management tools each month. As Nigeria’s largest merchant acquirer, we power most of the country’s point-of-sale (POS) transactions.