[Hiring] Compliance Officer @Mercuryo

Role Description

We’re hiring a Compliance Officer with strong U.S. Money Transmitter License (MTL) experience to lead multi-state MTL acquisition and maintenance and to design and run a practical AML/BSA compliance program. This role owns the licensing roadmap, drives filings and regulator engagement, and ensures day-to-day AML execution scales with the business.

• MTL licensing (applications + renewals)
  • Own and execute the multi-state MTL strategy (internal and external coordination, drafting/creating and implementing policies, resourcing, and timelines).
  • Lead NMLS MU1/MU2 filings and state add-ons (bonding, net worth/audited financials, policies, state forms, outside-NMLS items).
  • Manage deficiency responses, regulator questions, and examination readiness.
  • Run ongoing licensing operations: renewals, amendments, reporting, agent/authorized delegate rosters, key individual/control change notifications.
  • Coordinate CBC/fingerprinting/credit requirements for required individuals.
• AML/BSA program (design + execution)
  • Build and operate the AML/BSA program: risk assessment, policies/procedures, KYC/KYB/CIP, sanctions, monitoring governance, SAR escalation/filing governance, training, independent testing, recordkeeping.
  • Maintain an audit-ready evidence library and clear operational workflows for investigations and escalations.
• Cross-functional leadership
  • Partner with Legal, Product, Marketing, Ops, Finance, Security, and Engineering to embed compliance into launches and operations.
  • Oversee compliance-related vendors (KYC/screening/monitoring, payments partners) including due diligence and ongoing oversight.
  • Ad-hoc compliance needs.

Qualifications

• 7+ years in payments/fintech compliance with hands-on U.S. MTL licensing (multi-state).
• Strong AML/BSA program ownership and operational execution experience.
• Proven ability to lead cross-functional programs and produce regulator-ready documentation.
• Strong judgment, strong writing, and execution discipline.
• Experience with crypto / complex fund flows, collaborating with institutional partners, and surety bond management.
• Experience with multijurisdictional company, particularly EU would be an advantage.
• Prior experience serving as, or closely partnering with, a BSA/AML Officer.
• Management experience a plus.

Benefits

• Competitive market rate salary and performance-based incentives.
• 22 days annual leave with an additional 6 company days, plus bank holidays.
• Comprehensive health insurance plans.
• Extensive benefits program.
• Flexible work schedule and remote work options.
• Modern offices and co-working spaces across 6 countries.
• Working equipment.
• Professional development and training opportunities.
• Opportunity to shape the initiatives you’re working on.
• Diverse and friendly team.
• We are open-minded to new ideas.