[Hiring] Principal, Pricing Intelligence @Kin Insurance

Role Description

Own how AI reshapes pricing at Kin. Build tools that turn rate filings into rating engines, sharpen decisions, and expand AI's reach across the business.

Your responsibilities

• Own Kin's AI-enabled pricing strategy end to end — from identifying opportunities to building tools that turn rate filings, competitor filings, and internal rating logic into executable, auditable engines.
• Build AI-assisted pricing infrastructure, including transcription of rate filings, deterministic validation, quote tracing, book re-rating, and source-level provenance so every pricing decision is explainable and defensible.
• Embed AI into the pricing and risk management team's core workflows — rate reviews, segmentation, filings, and portfolio monitoring — replacing manual, time-intensive processes with faster, more accurate ones.
• Translate portfolio, market, and climate-risk signals into concrete pricing actions on rate adequacy, risk appetite, eligibility, targeted growth, and remediation.
• Scout, prototype, and scale AI applications beyond pricing, identifying where AI can multiply Kin's impact across underwriting, product, and operations.
• Drive executive decision-making by delivering clear, defensible analyses and recommendations to the Chief Insurance Officer, Chief Analytics Officer, and CEO.
• Lead cross-functional collaboration with actuarial, underwriting, product, and data engineering to move AI-driven pricing initiatives from concept to production.

Success in this role

• In your first 6–12 months at Kin, success is less about checking boxes and more about the impact you create.
• By the end of your first year, you should feel confident in your role, trusted as an owner, and proud of the progress you've helped make.
• At least one AI-assisted pricing tool is in production and adopted by the pricing and risk management team, with measurable gains in filing speed, pricing accuracy, or analyst leverage.
• A prioritized roadmap of AI applications across pricing and adjacent functions exists, with early wins delivered and stakeholders aligned on what comes next.
• The pricing team is making faster, better-informed decisions on rate strategy, risk appetite, and remediation because of the tools and frameworks this role has built.

Qualifications

• FCAS or equivalent depth in P&C actuarial pricing, with 10+ years across primary insurance; homeowners experience strongly preferred.
• Fluency in Python and SQL, plus working experience with cloud data platforms like Databricks or Snowflake.
• Experience leading discovery with internal users: mapping workflows, finding the costly manual steps, and validating solutions before scaling them.
• Experience designing AI systems for regulated environments, including human-in-the-loop review, evaluation and accuracy testing, audit trails, and model governance that satisfies regulators.

Soft skills

• Ability to communicate technical trade-offs and recommendations clearly to a C-suite audience.
• Comfort operating with ambiguity — scoping your own work, prioritizing across competing opportunities, and moving from concept to production without a playbook.
• Levels up the people around you: sets standards for how the pricing team uses AI and coaches analysts to adopt new tools.

Bonus if you have

• Contributed to open-source insurance tooling or built auditable rating engines.
• Reinsurance experience or exposure to catastrophe modeling for wind, wildfire, or severe convective storm perils.
• Experience building executive dashboards that integrate carrier experience, benchmarks, and third-party data.

Benefits

• Competitive salary and company equity through Restricted Stock Units (RSUs), granted as part of our standard compensation package and based on role and level.
• This role is eligible to earn additional compensation annually through participation in our Kin Leadership Incentive Plan.
• 401(k) with company match up to 4% of eligible earnings.
• Multiple medical plan options, plus dental and vision coverage.
• Company-funded HSA contributions (based on medical plan selection).
• Company-paid life insurance and short-term disability.
• Employee referral bonuses.
• A variety of supplemental benefit options, including long-term disability, critical illness, accident, legal, and pet insurance.
• Access to mental health support and confidential counseling resources.
• Flexible PTO for exempt employees (most employees take 15–20 days per year), plus 8 company-observed holidays.
• Paid parental leave, including up to 14 weeks at 100% pay for birthing parents and 8 weeks at 100% pay for non-birthing parents.
• Career mobility and internal growth opportunities across the organization.
• Professional development budgets for certifications, conferences, and learning available, subject to management approval.

EEOC statement

Kin is proud to be an Equal Employment Opportunity and Affirmative Action Employer. We don't just accept difference – we honor it, nurture it, and celebrate it. We don’t discriminate based on race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics. Kin welcomes and encourages applications from people with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process. If you require accommodation, please contact us by sending an email to [email protected].