[Hiring] Wholesale DE/VA Underwriter @National Mortgage Staffing

Role Description

Our client is seeking an experienced Wholesale DE/VA Underwriter to join their team in a fully remote capacity. This position requires strong recent Wholesale/TPO underwriting experience with an emphasis on complex and manual VA underwriting.

• Underwrite Wholesale/TPO FHA and VA residential mortgage loans.
• Perform complex and manual VA underwrites.
• Analyze borrower credit, income, assets, liabilities, collateral, and overall loan risk.
• Review AUS findings and manually underwrite loans when required.
• Evaluate layered risk, compensating factors, and complex borrower scenarios.
• Issue underwriting decisions and conditions in accordance with applicable guidelines.
• Review conditions and supporting documentation through final loan approval.
• Review VA appraisals and issue Notices of Value (NOVs).
• Communicate underwriting decisions and conditions clearly with Wholesale/TPO operations and sales teams.
• Ensure loans meet applicable FHA, VA, investor, and company underwriting guidelines.

Qualifications

• Recent Wholesale/TPO mortgage underwriting experience.
• Active FHA DE designation.
• Active VA LAPP/SAR designation.
• Must have issued a VA Notice of Value (NOV) within the past 11 months.
• Strong recent experience with manual VA underwriting.
• Experience underwriting difficult and complex VA loan scenarios.
• Strong knowledge of current FHA and VA underwriting guidelines.
• Ability to independently analyze complex credit, income, assets, collateral, layered risk, and compensating factors.
• Ability to independently manage an underwriting pipeline in a remote environment.

Benefits

• Benefits package offered.

Company Description